{"id":3716,"date":"2026-10-08T17:36:35","date_gmt":"2026-10-08T15:36:35","guid":{"rendered":"https:\/\/insurancepoland.pl\/?p=3716"},"modified":"2026-10-08T17:36:35","modified_gmt":"2026-10-08T15:36:35","slug":"klc-va-tai-nan-lao-dong-ai-se-chi-tra-chi-phi-dieu-tri","status":"publish","type":"post","link":"https:\/\/insurancepoland.pl\/vi\/poradnik\/koszty-leczenia\/klc-a-wypadek-w-pracy-kto-pokrywa-koszty-leczenia\/","title":{"rendered":"KLC v\u00e0 tai n\u1ea1n lao \u0111\u1ed9ng \u2013 ai s\u1ebd chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Tai n\u1ea1n lao \u0111\u1ed9ng s\u1ebd k\u00edch ho\u1ea1t m\u1ed9t s\u1ed1 th\u1ee7 t\u1ee5c ri\u00eang bi\u1ec7t. Tr\u01b0\u1edbc ti\u00ean, vi\u1ec7c c\u1ee9u gi\u00fap ng\u01b0\u1eddi b\u1ecb n\u1ea1n v\u00e0 b\u1ea3o v\u1ec7 hi\u1ec7n tr\u01b0\u1eddng l\u00e0 \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t. Sau \u0111\u00f3, c\u1ea7n ph\u1ea3i b\u00e1o c\u00e1o v\u1ee5 tai n\u1ea1n, thu th\u1eadp c\u00e1c t\u00e0i li\u1ec7u v\u00e0 x\u00e1c \u0111\u1ecbnh xem v\u1ee5 vi\u1ec7c c\u00f3 \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee7a tai n\u1ea1n lao \u0111\u1ed9ng hay kh\u00f4ng. Ri\u00eang v\u1ec1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m KLC, c\u1ea7n ki\u1ec3m tra: th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, m\u1ee9c b\u1ed3i th\u01b0\u1eddng, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb, c\u00e1ch th\u1ee9c li\u00ean h\u1ec7 v\u1edbi d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 theo quy \u0111\u1ecbnh, c\u0169ng nh\u01b0 xem li\u1ec7u h\u1ee3p \u0111\u1ed3ng c\u00f3 bao g\u1ed3m r\u1ee7i ro li\u00ean quan \u0111\u1ebfn c\u00f4ng vi\u1ec7c \u0111ang th\u1ef1c hi\u1ec7n hay kh\u00f4ng. Ch\u1ec9 ri\u00eang vi\u1ec7c s\u1edf h\u1eefu h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u1ee7 \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh ai s\u1ebd chi tr\u1ea3 c\u00e1c chi ph\u00ed c\u1ee5 th\u1ec3.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"wp-block-paragraph\"><strong>M\u1ee5c l\u1ee5c<\/strong><\/p>\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#czy-klc-dziala-po-wypadku-w-pracy\">KLC c\u00f3 c\u00f2n ho\u1ea1t \u0111\u1ed9ng sau khi x\u1ea3y ra tai n\u1ea1n lao \u0111\u1ed9ng kh\u00f4ng?<\/a><\/li>\n<li><a href=\"#co-jest-wypadkiem-przy-pracy\">Tai n\u1ea1n lao \u0111\u1ed9ng l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#kto-i-za-co-moze-zaplacic\">Ai c\u00f3 th\u1ec3 thanh to\u00e1n v\u00e0 thanh to\u00e1n cho kho\u1ea3n n\u00e0o?<\/a><\/li>\n<li><a href=\"#co-zrobic-bezposrednio-po-zdarzeniu\">Ph\u1ea3i l\u00e0m g\u00ec ngay sau khi s\u1ef1 vi\u1ec7c x\u1ea3y ra?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/a><\/li>\n<li><a href=\"#jak-sprawdzic-polise-przed-rozpoczeciem-pracy\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi b\u1eaft \u0111\u1ea7u l\u00e0m vi\u1ec7c?<\/a><\/li>\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"czy-klc-dziala-po-wypadku-w-pracy\">KLC c\u00f3 c\u00f2n ho\u1ea1t \u0111\u1ed9ng sau khi x\u1ea3y ra tai n\u1ea1n lao \u0111\u1ed9ng kh\u00f4ng?<\/h2>\n\n\n<p class=\"wp-block-paragraph\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m KLC c\u00f3 th\u1ec3 c\u00f3 \u00fd ngh\u0129a sau m\u1ed9t s\u1ef1 c\u1ed1 b\u1ea5t ng\u1edd, nh\u01b0ng c\u00e2u tr\u1ea3 l\u1eddi ph\u1ee5 thu\u1ed9c v\u00e0o t\u1eebng h\u1ee3p \u0111\u1ed3ng c\u1ee5 th\u1ec3. B\u1ea1n c\u1ea7n ki\u1ec3m tra th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, lo\u1ea1i h\u00ecnh ho\u1ea1t \u0111\u1ed9ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u0169ng nh\u01b0 c\u00e1c ngh\u0129a v\u1ee5 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m. B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y ph\u1ea7n gi\u1edbi thi\u1ec7u h\u1eefu \u00edch trong c\u1ea9m nang n\u00e0y <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/chi-phi-dieu-tri\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-tai-klc-la-gi\/\">B\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 g\u00ec?<\/a>.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Theo \u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung (OWU) c\u1ee7a TUZ KLC n\u0103m 2026, b\u1ea3o hi\u1ec3m chi tr\u1ea3 c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb c\u00f3 ch\u1ee9ng t\u1eeb ph\u00e1t sinh do b\u1ec7nh \u0111\u1ed9t ng\u1ed9t ho\u1eb7c tai n\u1ea1n, bao g\u1ed3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ph\u1eabu thu\u1eadt v\u00e0 m\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 v\u1eadn chuy\u1ec3n y t\u1ebf c\u1ee5 th\u1ec3. \u0110i\u1ec1u n\u00e0y kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 m\u1ecdi h\u00f3a \u0111\u01a1n sau m\u1ed7i s\u1ef1 c\u1ed1 \u0111\u1ec1u s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3. C\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb m\u1edbi l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh.<\/p>\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>\u26a0\ufe0f \u0110i\u1ec1u quan tr\u1ecdng c\u1ea7n l\u01b0u \u00fd tr\u01b0\u1edbc khi b\u1eaft \u0111\u1ea7u l\u00e0m vi\u1ec7c<\/strong><\/p>\n\n\n<p class=\"wp-block-paragraph\">T\u1ea1i Compensa Cudzoziemiec, theo \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) n\u0103m 2026, ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c m\u1edf r\u1ed9ng \u0111\u1ec3 bao g\u1ed3m c\u00e1c r\u1ee7i ro ph\u00e1t sinh t\u1eeb c\u00f4ng vi\u1ec7c lao \u0111\u1ed9ng ch\u00e2n tay sau khi \u0111\u00f3ng th\u00eam ph\u00ed b\u1ea3o hi\u1ec3m. Vi\u1ec7c s\u1edf h\u1eefu th\u1ebb KLC kh\u00f4ng t\u1ef1 \u0111\u1ed9ng c\u00f3 ngh\u0129a l\u00e0 m\u1ecdi c\u00f4ng vi\u1ec7c \u0111\u1ec1u \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/p>\n\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n l\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c tuy\u1ec3n d\u1ee5ng theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng v\u00e0 t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe cho ph\u00e9p, sau khi nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tr\u1ee3 gi\u00fap, h\u00e3y b\u00e1o c\u00e1o s\u1ef1 vi\u1ec7c cho c\u1ea5p tr\u00ean c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t, chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 v\u00e0 li\u00ean h\u1ec7 v\u1edbi d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 theo quy \u0111\u1ecbnh c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m; n\u1ebfu b\u1ea1n l\u00e0m vi\u1ec7c theo h\u00ecnh th\u1ee9c kh\u00e1c, h\u00e3y ki\u1ec3m tra quy tr\u00ecnh th\u00edch h\u1ee3p. B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm th\u00eam th\u00f4ng tin v\u1ec1 b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n trong c\u1ea9m nang h\u01b0\u1edbng d\u1eabn <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/bao-hiem-y-te\/bao-hiem-y-te-cho-nguoi-nuoc-ngoai-tai-ba-lan\/\">B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-jest-wypadkiem-przy-pracy\">Tai n\u1ea1n lao \u0111\u1ed9ng l\u00e0 g\u00ec?<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Theo <a href=\"https:\/\/www.pip.gov.pl\/dla-pracodawcow\/niezbednik-pracodawcy\/jak-zglosic-wypadek\" target=\"_blank\" rel=\"noopener noreferrer\">C\u01a1 quan Thanh tra Lao \u0111\u1ed9ng Nh\u00e0 n\u01b0\u1edbc<\/a> Ph\u1ea3i c\u00f3 \u0111\u1ee7 b\u1ed1n y\u1ebfu t\u1ed1 sau: t\u00ednh \u0111\u1ed9t ng\u1ed9t c\u1ee7a s\u1ef1 vi\u1ec7c, nguy\u00ean nh\u00e2n b\u00ean ngo\u00e0i, ch\u1ea5n th\u01b0\u01a1ng ho\u1eb7c t\u1eed vong, v\u00e0 m\u1ed1i li\u00ean h\u1ec7 gi\u1eefa s\u1ef1 vi\u1ec7c v\u1edbi c\u00f4ng vi\u1ec7c. Vi\u1ec7c x\u00e1c \u0111\u1ecbnh cu\u1ed1i c\u00f9ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n trong qu\u00e1 tr\u00ecnh \u0111i\u1ec1u tra sau tai n\u1ea1n, ch\u1ee9 kh\u00f4ng ch\u1ec9 d\u1ef1a tr\u00ean hi\u1ec7n tr\u01b0\u1eddng v\u1ee5 vi\u1ec7c.<\/p>\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c tuy\u1ec3n d\u1ee5ng theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng, sau khi nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng tin v\u1ec1 s\u1ef1 c\u1ed1, ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng s\u1ebd ti\u1ebfn h\u00e0nh \u0111i\u1ec1u tra sau tai n\u1ea1n. Nh\u00f3m \u0111i\u1ec1u tra ph\u1ea3i l\u1eadp bi\u00ean b\u1ea3n trong v\u00f2ng 14 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o. Th\u1ee7 t\u1ee5c n\u00e0y \u0111\u01b0\u1ee3c ZUS m\u00f4 t\u1ea3 trong th\u00f4ng b\u00e1o v\u1ec1 <a href=\"https:\/\/www.zus.pl\/swiadczenia\/swiadczenia-z-tytulu-wypadkow-oraz-chorob-zawodowych\/protokol-powypadkowy-i-karta-wypadku\" target=\"_blank\" rel=\"noopener noreferrer\">bi\u00ean b\u1ea3n tai n\u1ea1n v\u00e0 phi\u1ebfu tai n\u1ea1n<\/a>. T\u00f9y theo c\u01a1 s\u1edf th\u1ef1c hi\u1ec7n c\u00f4ng vi\u1ec7c kh\u00e1c nhau, h\u1ed3 s\u01a1 c\u00f3 th\u1ec3 c\u00f3 h\u00ecnh th\u1ee9c kh\u00e1c nhau.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"kto-i-za-co-moze-zaplacic\">Ai c\u00f3 th\u1ec3 thanh to\u00e1n v\u00e0 thanh to\u00e1n cho kho\u1ea3n n\u00e0o?<\/h2>\n\n\n<p class=\"wp-block-paragraph\">C\u00e2u h\u1ecfi \u201eai s\u1ebd chi tr\u1ea3?\u201d l\u00e0 qu\u00e1 chung chung, ch\u1eebng n\u00e0o ch\u01b0a x\u00e1c \u0111\u1ecbnh r\u00f5 chi ph\u00ed ho\u1eb7c quy\u1ec1n l\u1ee3i c\u1ee5 th\u1ec3 n\u00e0o \u0111ang \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp. Sau m\u1ed9t s\u1ef1 c\u1ed1, c\u00f3 th\u1ec3 \u0111\u1ed3ng th\u1eddi ph\u00e1t sinh c\u00e1c h\u00f3a \u0111\u01a1n chi ph\u00ed y t\u1ebf, y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng t\u1eeb KLC v\u00e0 c\u00e1c quy\u1ec1n l\u1ee3i li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m tai n\u1ea1n. M\u1ed7i tr\u01b0\u1eddng h\u1ee3p n\u00e0y \u0111\u1ec1u c\u00f3 c\u01a1 s\u1edf ph\u00e1p l\u00fd v\u00e0 h\u1ed3 s\u01a1 ri\u00eang.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Trong khu\u00f4n kh\u1ed5 KLC, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u00e1nh gi\u00e1 s\u1ef1 c\u1ed1 d\u1ef1a tr\u00ean h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3. C\u00e1c kho\u1ea3n tr\u1ee3 c\u1ea5p t\u1eeb b\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 ri\u00eang bi\u1ec7t. <a href=\"https:\/\/www.zus.pl\/swiadczenia\/swiadczenia-z-tytulu-wypadkow-oraz-chorob-zawodowych\/rodzaje-swiadczen-z-tytulu-wypadkow-przy-pracy-i-chorob-zawodowych\" target=\"_blank\" rel=\"noopener noreferrer\">ZUS li\u1ec7t k\u00ea trong s\u1ed1 \u0111\u00f3<\/a> trong \u0111\u00f3 c\u00f3 tr\u1ee3 c\u1ea5p \u1ed1m \u0111au, tr\u1ee3 c\u1ea5p ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng, kho\u1ea3n b\u1ed3i th\u01b0\u1eddng m\u1ed9t l\u1ea7n v\u00e0 tr\u1ee3 c\u1ea5p h\u01b0u tr\u00ed. V\u0103n b\u1ea3n n\u00e0y c\u0169ng n\u00eau r\u00f5 ph\u1ea1m vi chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb c\u00f3 gi\u1edbi h\u1ea1n. T\u1eeb \u0111\u00f3 kh\u00f4ng th\u1ec3 suy ra nguy\u00ean t\u1eafc chung r\u1eb1ng ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng ho\u1eb7c ZUS s\u1ebd chi tr\u1ea3 m\u1ecdi h\u00f3a \u0111\u01a1n li\u00ean quan \u0111\u1ebfn \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-zrobic-bezposrednio-po-zdarzeniu\">Ph\u1ea3i l\u00e0m g\u00ec ngay sau khi s\u1ef1 vi\u1ec7c x\u1ea3y ra?<\/h2>\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 s\u1ee9c kh\u1ecfe v\u00e0 s\u1ef1 an to\u00e0n c\u1ee7a n\u1ea1n nh\u00e2n. Khi t\u00ecnh h\u00ecnh \u0111\u00e3 \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t, h\u00e3y th\u1ef1c hi\u1ec7n theo tr\u00ecnh t\u1ef1 sau:<\/p>\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemssteps01:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemssteps01 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemssteps01 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemssteps01 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemssteps01 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemssteps01 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemssteps01 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemssteps01 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemssteps01 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemssteps01 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemssteps01 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-step01 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-step01 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-step01 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">H\u00e3y t\u00ecm ki\u1ebfm s\u1ef1 tr\u1ee3 gi\u00fap c\u1ea7n thi\u1ebft ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh tr\u1ea1ng c\u1ee7a n\u1ea1n nh\u00e2n.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-step02 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-step02 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-step02 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">N\u1ebfu b\u1ea1n l\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c tuy\u1ec3n d\u1ee5ng theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng v\u00e0 t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe cho ph\u00e9p, h\u00e3y th\u00f4ng b\u00e1o cho c\u1ea5p tr\u00ean c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t; trong tr\u01b0\u1eddng h\u1ee3p l\u00e0m vi\u1ec7c theo h\u00ecnh th\u1ee9c kh\u00e1c, h\u00e3y t\u00ecm hi\u1ec3u th\u1ee7 t\u1ee5c th\u00edch h\u1ee3p.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-step03 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-step03 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-step03 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">H\u00e3y l\u01b0u gi\u1eef h\u1ed3 s\u01a1 y t\u1ebf v\u00e0 c\u00e1c b\u1eb1ng ch\u1ee9ng li\u00ean quan \u0111\u1ebfn di\u1ec5n bi\u1ebfn c\u1ee7a s\u1ef1 vi\u1ec7c.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-step04 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-step04 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-step04 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">H\u00e3y ki\u1ec3m tra s\u1ed1 \u0111i\u1ec7n tho\u1ea1i h\u1ed7 tr\u1ee3 v\u00e0 quy tr\u00ecnh \u0111\u01b0\u1ee3c n\u00eau trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m KLC.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-step05 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-step05 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-step05 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">H\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng c\u00e1c th\u1ee7 t\u1ee5c x\u1eed l\u00fd sau tai n\u1ea1n \u0111\u00e3 \u0111\u01b0\u1ee3c ti\u1ebfn h\u00e0nh \u0111\u00fang quy tr\u00ecnh.<\/span><\/li>\n<\/ul><\/div>\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>\ud83d\udcc4 Quy tr\u00ecnh x\u1eed l\u00fd sau s\u1ef1 c\u1ed1<\/strong><\/p>\n\n\n<p class=\"wp-block-paragraph\">Sau khi s\u1ef1 c\u1ed1 x\u1ea3y ra, h\u00e3y ki\u1ec3m tra v\u00e0 th\u1ef1c hi\u1ec7n theo quy tr\u00ecnh \u0111\u01b0\u1ee3c n\u00eau trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n.<\/p>\n\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi g\u1eedi b\u1ea3n t\u01b0\u1eddng tr\u00ecnh s\u1ef1 vi\u1ec7c, h\u00e3y ki\u1ec3m tra ng\u00e0y th\u00e1ng, \u0111\u1ecba \u0111i\u1ec3m, h\u00e0nh \u0111\u1ed9ng \u0111ang th\u1ef1c hi\u1ec7n, c\u00e1c nh\u00e2n ch\u1ee9ng v\u00e0 m\u00f4 t\u1ea3 v\u1ec1 ch\u1ea5n th\u01b0\u01a1ng. N\u1ebfu c\u00f3 th\u1eafc m\u1eafc v\u1ec1 vi\u1ec7c mua h\u00e0ng ho\u1eb7c d\u1ecbch v\u1ee5 c\u1ee7a KLC, b\u1ea1n c\u00f3 th\u1ec3 truy c\u1eadp trang web <a href=\"https:\/\/insurancepoland.pl\/vi\/lien-he\/\">Insurance Poland \u2013 Li\u00ean h\u1ec7<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/h2>\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"czy-kazda-polisa-klc-obejmuje-wypadek\">C\u00f3 ph\u1ea3i m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a KLC \u0111\u1ec1u bao g\u1ed3m tai n\u1ea1n lao \u0111\u1ed9ng kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. Ph\u1ea1m vi b\u1ea3o hi\u1ec3m ph\u1ee5 thu\u1ed9c v\u00e0o s\u1ea3n ph\u1ea9m, c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 lo\u1ea1i h\u00ecnh ho\u1ea1t \u0111\u1ed9ng. C\u00f4ng vi\u1ec7c lao \u0111\u1ed9ng ch\u00e2n tay c\u00f3 th\u1ec3 y\u00eau c\u1ea7u m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m. C\u1ea7n ph\u1ea3i x\u00e1c nh\u1eadn \u0111i\u1ec1u n\u00e0y tr\u01b0\u1edbc khi b\u1eaft \u0111\u1ea7u l\u00e0m vi\u1ec7c, ch\u1ee9 kh\u00f4ng ph\u1ea3i \u0111\u1ee3i \u0111\u1ebfn khi s\u1ef1 c\u1ed1 x\u1ea3y ra m\u1edbi l\u00e0m.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-pracodawca-zaplaci-wszystkie-rachunki\">Ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng c\u00f3 chi tr\u1ea3 to\u00e0n b\u1ed9 c\u00e1c h\u00f3a \u0111\u01a1n \u0111i\u1ec1u tr\u1ecb kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng th\u1ec3 \u00e1p d\u1ee5ng nguy\u00ean t\u1eafc chung nh\u01b0 v\u1eady. KLC, th\u1ee7 t\u1ee5c x\u1eed l\u00fd sau tai n\u1ea1n v\u00e0 c\u00e1c kho\u1ea3n tr\u1ee3 c\u1ea5p tai n\u1ea1n l\u00e0 c\u00e1c quy tr\u00ecnh ri\u00eang bi\u1ec7t. M\u1ed7i kho\u1ea3n chi ph\u00ed ho\u1eb7c y\u00eau c\u1ea7u ph\u1ea3i \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 d\u1ef1a tr\u00ean c\u01a1 s\u1edf ph\u00f9 h\u1ee3p.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-protokol-oznacza-wyplate\">Bi\u00ean b\u1ea3n tai n\u1ea1n c\u00f3 \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. Bi\u00ean b\u1ea3n ghi nh\u1eadn c\u00e1c t\u00ecnh ti\u1ebft v\u00e0 nguy\u00ean nh\u00e2n \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh, nh\u01b0ng b\u1ea3n th\u00e2n n\u00f3 kh\u00f4ng quy\u1ebft \u0111\u1ecbnh vi\u1ec7c ho\u00e0n tr\u1ea3 chi ph\u00ed hay c\u1ea5p tr\u1ee3 c\u1ea5p.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"kiedy-zglosic-wypadek-przelozonemu\">Khi n\u00e0o n\u00ean b\u00e1o c\u00e1o v\u1ee5 tai n\u1ea1n cho c\u1ea5p tr\u00ean?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n l\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c tuy\u1ec3n d\u1ee5ng theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng, h\u00e3y th\u00f4ng b\u00e1o cho c\u1ea5p tr\u00ean c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t, mi\u1ec5n l\u00e0 t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe c\u1ee7a b\u1ea1n cho ph\u00e9p. Trong tr\u01b0\u1eddng h\u1ee3p l\u00e0m vi\u1ec7c theo h\u00ecnh th\u1ee9c kh\u00e1c, h\u00e3y ki\u1ec3m tra quy tr\u00ecnh th\u00edch h\u1ee3p. Vi\u1ec7c cung c\u1ea5p s\u1ef1 tr\u1ee3 gi\u00fap c\u1ea7n thi\u1ebft v\u00e0 gi\u1ea3m thi\u1ec3u r\u1ee7i ro l\u00e0 \u01b0u ti\u00ean h\u00e0ng \u0111\u1ea7u.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"po-co-kontakt-z-assistance\">T\u1ea1i sao c\u1ea7n li\u00ean h\u1ec7 v\u1edbi d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Sau khi s\u1ef1 c\u1ed1 x\u1ea3y ra, h\u00e3y ki\u1ec3m tra quy tr\u00ecnh \u0111\u01b0\u1ee3c n\u00eau trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n v\u00e0 l\u00e0m theo h\u01b0\u1edbng d\u1eabn trong \u0111\u00f3.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"jakie-dokumenty-zachowac\">C\u1ea7n gi\u1eef l\u1ea1i nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o sau khi s\u1ef1 vi\u1ec7c x\u1ea3y ra?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y l\u01b0u gi\u1eef h\u1ed3 s\u01a1 y t\u1ebf v\u00e0 c\u00e1c b\u1eb1ng ch\u1ee9ng li\u00ean quan \u0111\u1ebfn di\u1ec5n bi\u1ebfn s\u1ef1 vi\u1ec7c. Vui l\u00f2ng ki\u1ec3m tra chi ti\u1ebft trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 t\u1ea1i <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/cau-hoi-thuong-gap-va-loi-khuyen\/\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p v\u00e0 l\u1eddi khuy\u00ean<\/a>.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-klc-i-swiadczenie-wypadkowe-to-to-samo\">KLC v\u00e0 tr\u1ee3 c\u1ea5p tai n\u1ea1n c\u00f3 ph\u1ea3i l\u00e0 m\u1ed9t kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. KLC c\u00f3 th\u1ec3 chi tr\u1ea3 c\u00e1c chi ph\u00ed c\u00f3 ch\u1ee9ng t\u1eeb theo th\u1ecfa thu\u1eadn, trong khi c\u00e1c kho\u1ea3n tr\u1ee3 c\u1ea5p tai n\u1ea1n l\u1ea1i c\u00f3 danh m\u1ee5c quy\u1ec1n l\u1ee3i ri\u00eang bi\u1ec7t. Kh\u00f4ng n\u00ean coi vi\u1ec7c chi tr\u1ea3 ti\u1ec1n m\u1eb7t v\u00e0 vi\u1ec7c ho\u00e0n tr\u1ea3 m\u1ed9t kho\u1ea3n chi ph\u00ed c\u1ee5 th\u1ec3 l\u00e0 m\u1ed9t.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-sprawdzic-polise-przed-rozpoczeciem-pracy\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi b\u1eaft \u0111\u1ea7u l\u00e0m vi\u1ec7c?<\/h2>\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y m\u00f4 t\u1ea3 ch\u00ednh x\u00e1c c\u00e1c ho\u1ea1t \u0111\u1ed9ng th\u1ef1c hi\u1ec7n. Ki\u1ec3m tra xem c\u00f4ng vi\u1ec7c c\u00f3 mang t\u00ednh ch\u1ea5t lao \u0111\u1ed9ng ch\u00e2n tay hay kh\u00f4ng v\u00e0 li\u1ec7u c\u00f3 c\u1ea7n m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m hay kh\u00f4ng. X\u00e1c minh th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i h\u1ed7 tr\u1ee3 v\u00e0 c\u00e1c ngh\u0129a v\u1ee5 sau khi x\u1ea3y ra s\u1ef1 c\u1ed1. Gi\u1eef l\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 h\u01b0\u1edbng d\u1eabn khai b\u00e1o s\u1ef1 c\u1ed1.<\/p>\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n mu\u1ed1n ch\u1ecdn ph\u1ea1m vi b\u1ea3o hi\u1ec3m KLC ph\u00f9 h\u1ee3p, h\u00e3y truy c\u1eadp v\u00e0o bi\u1ec3u m\u1eabu v\u00e0 ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 bao g\u1ed3m ngh\u1ec1 nghi\u1ec7p c\u1ee7a b\u1ea1n hay kh\u00f4ng tr\u01b0\u1edbc khi mua.<\/p>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/insurancepoland.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">MUA TR\u1ef0C TUY\u1ebeN<\/a><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>M\u1ed9t v\u1ee5 tai n\u1ea1n lao \u0111\u1ed9ng s\u1ebd k\u00edch ho\u1ea1t m\u1ed9t s\u1ed1 th\u1ee7 t\u1ee5c ri\u00eang bi\u1ec7t. Tr\u01b0\u1edbc ti\u00ean, vi\u1ec7c c\u1ee9u gi\u00fap ng\u01b0\u1eddi b\u1ecb n\u1ea1n v\u00e0 b\u1ea3o v\u1ec7 hi\u1ec7n tr\u01b0\u1eddng l\u00e0 \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t. Sau \u0111\u00f3, c\u1ea7n ph\u1ea3i b\u00e1o c\u00e1o v\u1ee5 tai n\u1ea1n, thu th\u1eadp\u2026<\/p>","protected":false},"author":1,"featured_media":3715,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[19],"tags":[49,45,46,51,48,50,47],"class_list":["post-3716","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-koszty-leczenia","tag-cudzoziemiec-w-pracy-ubezpieczenie","tag-klc-a-wypadek-w-pracy","tag-kto-placi-za-leczenie-po-wypadku","tag-leczenie-w-szpitalu","tag-pracodawca-a-koszty-leczenia","tag-protokol-powypadkowy","tag-ubezpieczenie-wypadkowe-zus"],"acf":[],"yoast_head":"<!-- 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