{"id":3713,"date":"2026-10-06T09:31:57","date_gmt":"2026-10-06T07:31:57","guid":{"rendered":"https:\/\/insurancepoland.pl\/?p=3713"},"modified":"2026-10-06T09:31:57","modified_gmt":"2026-10-06T07:31:57","slug":"bao-hiem-cho-gia-dinh-khi-co-the-cu-tru-cua-con-cai-va-vo-chong","status":"publish","type":"post","link":"https:\/\/insurancepoland.pl\/vi\/poradnik\/karta-pobytu\/ubezpieczenie-dla-rodziny-przy-karcie-pobytu-dzieci-i-malzonek\/","title":{"rendered":"B\u1ea3o hi\u1ec3m cho gia \u0111\u00ecnh khi c\u00f3 th\u1ebb c\u01b0 tr\u00fa \u2013 con c\u00e1i v\u00e0 v\u1ee3\/ch\u1ed3ng"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Khi l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m cho gia \u0111\u00ecnh \u0111ang chu\u1ea9n b\u1ecb c\u00e1c gi\u1ea5y t\u1edd li\u00ean quan \u0111\u1ebfn th\u1ebb c\u01b0 tr\u00fa, c\u1ea7n xem x\u00e9t nhi\u1ec1u y\u1ebfu t\u1ed1 h\u01a1n l\u00e0 ch\u1ec9 gi\u00e1 c\u1ea3. V\u1ee3\/ch\u1ed3ng v\u00e0 con c\u00e1i ph\u1ea3i \u0111\u01b0\u1ee3c ghi r\u00f5 trong c\u00e1c gi\u1ea5y t\u1edd, \u0111\u1ed3ng th\u1eddi ph\u1ea1m vi b\u1ea3o hi\u1ec3m ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi nh\u1eefng g\u00ec gia \u0111\u00ecnh th\u1ef1c s\u1ef1 c\u1ea7n trong th\u1eddi gian c\u01b0 tr\u00fa t\u1ea1i Ba Lan. Kh\u00f4ng n\u00ean cho r\u1eb1ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m mua cho m\u1ed9t ng\u01b0\u1eddi s\u1ebd t\u1ef1 \u0111\u1ed9ng bao g\u1ed3m c\u1ea3 nh\u1eefng ng\u01b0\u1eddi th\u00e2n c\u00f2n l\u1ea1i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1ch an to\u00e0n nh\u1ea5t l\u00e0 n\u00ean coi <strong>xem m\u1ed7i ng\u01b0\u1eddi l\u00e0 m\u1ed9t \u0111i\u1ec3m ki\u1ec3m so\u00e1t ri\u00eang bi\u1ec7t<\/strong>. Tr\u01b0\u1edbc khi mua, c\u1ea7n ki\u1ec3m tra th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m, ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u0169ng nh\u01b0 t\u00e0i li\u1ec7u x\u00e1c nh\u1eadn vi\u1ec7c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng. Nh\u1edd \u0111\u00f3, s\u1ebd d\u1ec5 d\u00e0ng h\u01a1n trong vi\u1ec7c tr\u00e1nh nh\u1eefng t\u00ecnh hu\u1ed1ng nh\u01b0: v\u00ed d\u1ee5, cha m\u1eb9 c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m h\u1ee3p l\u1ec7, nh\u01b0ng v\u1ee3\/ch\u1ed3ng ho\u1eb7c con c\u00e1i l\u1ea1i kh\u00f4ng \u0111\u01b0\u1ee3c ghi nh\u1eadn \u0111\u00fang c\u00e1ch trong h\u1ee3p \u0111\u1ed3ng \u0111\u00f3.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\">M\u1ee5c l\u1ee5c<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#jedna-polisa-czy-osobna-ochrona\">M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m gia \u0111\u00ecnh hay b\u1ea3o hi\u1ec3m ri\u00eang cho t\u1eebng ng\u01b0\u1eddi?<\/a><\/li>\n\n\n\n<li><a href=\"#zakres-dla-malzonka-i-dziecka\">C\u1ea7n ki\u1ec3m tra nh\u1eefng n\u1ed9i dung n\u00e0o \u0111\u1ed1i v\u1edbi v\u1ee3\/ch\u1ed3ng v\u00e0 con c\u00e1i?<\/a><\/li>\n\n\n\n<li><a href=\"#dokumenty-calej-rodziny\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 cho c\u1ea3 gia \u0111\u00ecnh?<\/a><\/li>\n\n\n\n<li><a href=\"#gdy-potrzebne-jest-leczenie\">Ph\u1ea3i l\u00e0m g\u00ec khi c\u1ea7n \u0111i\u1ec1u tr\u1ecb?<\/a><\/li>\n\n\n\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/a><\/li>\n\n\n\n<li><a href=\"#co-zrobic-dalej\">Ti\u1ebfp theo n\u00ean l\u00e0m g\u00ec?<\/a><\/li>\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jedna-polisa-czy-osobna-ochrona\">M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m gia \u0111\u00ecnh hay b\u1ea3o hi\u1ec3m ri\u00eang cho t\u1eebng ng\u01b0\u1eddi?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u1ee5m t\u1eeb \u201eb\u1ea3o hi\u1ec3m gia \u0111\u00ecnh\u201d \u0111\u00f4i khi g\u00e2y nh\u1ea7m l\u1eabn. N\u00f3 c\u00f3 th\u1ec3 \u00e1m ch\u1ec9 quy tr\u00ecnh mua b\u1ea3o hi\u1ec3m chung ho\u1eb7c m\u1ed9t b\u1ed9 h\u1ed3 s\u01a1 duy nh\u1ea5t, nh\u01b0ng b\u1ea3n th\u00e2n c\u1ee5m t\u1eeb n\u00e0y kh\u00f4ng kh\u1eb3ng \u0111\u1ecbnh r\u1eb1ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m bao g\u1ed3m t\u1ea5t c\u1ea3 c\u00e1c th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh. Y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh l\u00e0 <strong>th\u00f4ng tin c\u1ee7a nh\u1eefng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c ghi t\u00ean trong h\u1ee3p \u0111\u1ed3ng<\/strong> v\u00e0 c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3 c\u1ee7a \u01b0u \u0111\u00e3i \u0111\u00f3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Khi mua h\u00e0ng cho v\u1ee3\/ch\u1ed3ng v\u00e0 con c\u00e1i, h\u00e3y ki\u1ec3m tra:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-1:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-1 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-1 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-1 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-1 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsmanual0cd8-check-1 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-1 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-1 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-1 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-1 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemsmanual0cd8-check-1 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-manual0cd8-check-1a .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-manual0cd8-check-1a .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-manual0cd8-check-1a kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">li\u1ec7u m\u1ed7i ng\u01b0\u1eddi c\u00f3 \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh l\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m hay kh\u00f4ng;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-manual0cd8-check-1b .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-manual0cd8-check-1b .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-manual0cd8-check-1b kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">t\u00ean, h\u1ecd, ng\u00e0y sinh v\u00e0 c\u00e1c th\u00f4ng tin kh\u00e1c c\u00f3 \u0111\u01b0\u1ee3c ghi ch\u00e9p ch\u00ednh x\u00e1c hay kh\u00f4ng;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-manual0cd8-check-1c .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-manual0cd8-check-1c .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-manual0cd8-check-1c kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">li\u1ec7u vi\u1ec7c b\u1ea3o v\u1ec7 m\u1ed7i c\u00e1 nh\u00e2n c\u00f3 b\u1eaft \u0111\u1ea7u v\u00e0 k\u1ebft th\u00fac \u0111\u00fang th\u1eddi h\u1ea1n hay kh\u00f4ng;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-manual0cd8-check-1d .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-manual0cd8-check-1d .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-manual0cd8-check-1d kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">li\u1ec7u gi\u1ea5y t\u1edd x\u00e1c nh\u1eadn b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh r\u00f5 r\u00e0ng l\u00e0 thu\u1ed9c v\u1ec1 m\u1ed9t th\u00e0nh vi\u00ean c\u1ee5 th\u1ec3 trong gia \u0111\u00ecnh hay kh\u00f4ng;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-manual0cd8-check-1e .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-manual0cd8-check-1e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-manual0cd8-check-1e kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Li\u1ec7u t\u1ed5ng s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m, c\u00e1c m\u1ee9c gi\u1edbi h\u1ea1n ph\u1ee5 v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn c\u00f3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh cho t\u1ea5t c\u1ea3 c\u00e1c b\u00ean \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m hay kh\u00f4ng.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng c\u00f3 c\u01a1 s\u1edf n\u00e0o \u0111\u1ec3 gi\u1ea3 \u0111\u1ecbnh tr\u01b0\u1edbc hay <strong>t\u1ef1 \u0111\u1ed9ng bao g\u1ed3m c\u1ea3 gia \u0111\u00ecnh<\/strong>, c\u0169ng nh\u01b0 kh\u00f4ng c\u00f3 ngh\u0129a v\u1ee5 ph\u1ea3i k\u00fd k\u1ebft m\u1ed9t h\u1ee3p \u0111\u1ed3ng ri\u00eang cho t\u1eebng ng\u01b0\u1eddi. C\u00e1ch \u0111\u0103ng k\u00fd cho gia \u0111\u00ecnh t\u00f9y thu\u1ed9c v\u00e0o t\u00e0i li\u1ec7u h\u01b0\u1edbng d\u1eabn c\u1ee7a t\u1eebng s\u1ea3n ph\u1ea9m c\u1ee5 th\u1ec3. Do \u0111\u00f3, tr\u01b0\u1edbc khi thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m, c\u1ea7n ph\u1ea3i <strong>x\u00e1c nh\u1eadn b\u1ea3o hi\u1ec3m ri\u00eang bi\u1ec7t<\/strong> v\u1ee3\/ch\u1ed3ng v\u00e0 m\u1ed7i \u0111\u1ee9a con.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu th\u1eddi gian l\u01b0u tr\u00fa c\u1ee7a t\u1eebng ng\u01b0\u1eddi kh\u00e1c nhau, \u0111\u1eebng sao ch\u00e9p m\u00e0 kh\u00f4ng ki\u1ec3m tra l\u1ea1i c\u00e1c ng\u00e0y th\u00e1ng tr\u00ean h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n ch\u00ednh. S\u1ebd r\u1ea5t h\u1eefu \u00edch n\u1ebfu c\u00f3 m\u1ed9t c\u1ea9m nang gi\u1ea3i th\u00edch, <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/the-cu-tru\/thoi-han-hieu-luc-cua-hop-dong-bao-hiem-doi-voi-the-cu-tru-phai-la-bao-lau-nhung-sai-lam-thuong-gap-nhat\/\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi th\u1ebb c\u01b0 tr\u00fa<\/a>. Trong tr\u01b0\u1eddng h\u1ee3p t\u00ecnh h\u00ecnh vi\u1ec7c l\u00e0m kh\u00f4ng ph\u1ea3i l\u00e0 h\u00ecnh th\u1ee9c tuy\u1ec3n d\u1ee5ng ti\u00eau chu\u1ea9n, b\u1ea1n c\u0169ng n\u00ean \u0111\u1ecdc b\u00e0i vi\u1ebft v\u1ec1 <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/the-cu-tru\/the-cu-tru-khong-kem-hop-dong-lao-dong-va-bao-hiem\/\">B\u1ea3o hi\u1ec3m \u0111i k\u00e8m th\u1ebb c\u01b0 tr\u00fa m\u00e0 kh\u00f4ng c\u1ea7n h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"zakres-dla-malzonka-i-dziecka\">C\u1ea7n ki\u1ec3m tra nh\u1eefng n\u1ed9i dung n\u00e0o \u0111\u1ed1i v\u1edbi v\u1ee3\/ch\u1ed3ng v\u00e0 con c\u00e1i?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e2u h\u1ecfi \u0111\u1ea7u ti\u00ean kh\u00f4ng n\u00ean l\u00e0 \u201e\u0110\u00e2y c\u00f3 ph\u1ea3i l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m gia \u0111\u00ecnh kh\u00f4ng?\u201d, m\u00e0 l\u00e0 <strong>Ai l\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m?<\/strong> v\u00e0 trong nh\u1eefng t\u00ecnh hu\u1ed1ng n\u00e0o th\u00ec ch\u1ebf \u0111\u1ed9 b\u1ea3o hi\u1ec3m n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c. KLC nh\u1eb1m m\u1ee5c \u0111\u00edch b\u1ea3o hi\u1ec3m trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p \u0111\u00f2i h\u1ecfi ph\u1ea3i \u0111i\u1ec1u tr\u1ecb y t\u1ebf c\u1ea7n thi\u1ebft v\u00e0 kh\u00f4ng ph\u1ea3i l\u00e0 cam k\u1ebft v\u1ec1 d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe to\u00e0n di\u1ec7n trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Trong \u0111i\u1ec1u kho\u1ea3n c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m Compensa Cudzoziemiec, \u0111i\u1ec1u kho\u1ea3n li\u00ean quan \u0111\u1ebfn chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan c\u00f9ng v\u1edbi d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 ch\u1ec9 c\u00f3 hi\u1ec7u l\u1ef1c khi ph\u1ea1m vi b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn. \u0110i\u1ec1u kho\u1ea3n n\u00e0y bao g\u1ed3m c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb y t\u1ebf c\u1ea7n thi\u1ebft cho b\u1ec7nh t\u1eadt ho\u1eb7c h\u1eadu qu\u1ea3 c\u1ee7a tai n\u1ea1n, m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i ti\u1ebfn h\u00e0nh ngay l\u1eadp t\u1ee9c trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. \u0110i\u1ec1u n\u00e0y gi\u1ea3i th\u00edch l\u00fd do t\u1ea1i sao <strong>ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong> c\u1ea7n ki\u1ec3m tra k\u1ef9 l\u01b0\u1ee1ng, thay v\u00ec ch\u1ec9 d\u1ef1a v\u00e0o t\u00ean s\u1ea3n ph\u1ea9m \u0111\u1ec3 \u0111\u01b0a ra k\u1ebft lu\u1eadn.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00ed d\u1ee5: Tr\u1ebb em \u0111\u1ed9t ng\u1ed9t b\u1ecb \u1ed1m v\u00e0 c\u1ea7n \u0111\u01b0\u1ee3c c\u1ea5p c\u1ee9u kh\u1ea9n c\u1ea5p trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. Tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh c\u00e1ch th\u1ee9c s\u1eed d\u1ee5ng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m, cha m\u1eb9 n\u00ean \u0111\u1ecdc k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, ki\u1ec3m tra s\u1ed1 b\u1ea3o hi\u1ec3m c\u1ee7a tr\u1ebb v\u00e0 l\u00e0m theo h\u01b0\u1edbng d\u1eabn c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m. Vi\u1ec7c ch\u1ec9 s\u1edf h\u1eefu gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m kh\u00f4ng t\u1ef1 \u0111\u1ed9ng c\u00f3 ngh\u0129a l\u00e0 tr\u1ebb \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m trong ph\u1ea1m vi c\u1ee5 th\u1ec3 \u0111\u00f3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 \u00fd ngh\u0129a quan tr\u1ecdng. Trong c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m Chung (OWU) c\u1ee7a UNIQA \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp, s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m, s\u1ed1 ti\u1ec1n b\u1ea3o \u0111\u1ea3m v\u00e0 c\u00e1c gi\u1edbi h\u1ea1n ph\u1ee5 bao g\u1ed3m <strong>gi\u1edbi h\u1ea1n t\u1ed1i \u0111a v\u1ec1 tr\u00e1ch nhi\u1ec7m<\/strong> cho m\u1ed7i ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. M\u1ed7i l\u1ea7n chi tr\u1ea3 s\u1ebd l\u00e0m gi\u1ea3m s\u1ed1 ti\u1ec1n t\u01b0\u01a1ng \u1ee9ng ho\u1eb7c m\u1ee9c gi\u1edbi h\u1ea1n ph\u1ee5. T\u00e0i li\u1ec7u n\u00e0y n\u00eau r\u00f5 r\u1eb1ng c\u00e1c gi\u00e1 tr\u1ecb n\u00e0y \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 b\u1ea3ng c\u00e1c ph\u01b0\u01a1ng \u00e1n. Do \u0111\u00f3, kh\u00f4ng n\u00ean sao ch\u00e9p b\u1eeba b\u00e3i m\u1ed9t s\u1ed1 ti\u1ec1n t\u1eeb m\u1ed9t \u0111\u1ec1 xu\u1ea5t kh\u00e1c \u2013 c\u1ea7n ph\u1ea3i ki\u1ec3m tra <strong>t\u1ed5ng s\u1ed1 ti\u1ec1n cho m\u1ed7i ng\u01b0\u1eddi<\/strong> trong t\u00f9y ch\u1ecdn hi\u1ec7n \u0111ang \u0111\u01b0\u1ee3c ch\u1ecdn. C\u00e1c ti\u00eau ch\u00ed kh\u00e1c \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp trong h\u01b0\u1edbng d\u1eabn v\u1ec1 <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/bao-hiem-y-te\/bao-hiem-kem-theo-the-cu-tru-muc-bao-hiem-va-pham-vi-bao-hiem\/\">t\u1ed5ng s\u1ed1 ti\u1ec1n v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c ghi tr\u00ean th\u1ebb c\u01b0 tr\u00fa<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dokumenty-calej-rodziny\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 cho c\u1ea3 gia \u0111\u00ecnh?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vi\u1ec7c t\u1ed5 ch\u1ee9c t\u1ed1t b\u1eaft \u0111\u1ea7u t\u1eeb tr\u01b0\u1edbc khi mua h\u00e0ng. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y l\u1eadp danh s\u00e1ch t\u1ea5t c\u1ea3 nh\u1eefng ng\u01b0\u1eddi c\u1ea7n \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn <strong>b\u1ea3o v\u1ec7 trong c\u00e1c t\u00ecnh hu\u1ed1ng kh\u1ea9n c\u1ea5p<\/strong>. Ti\u1ebfp theo, h\u00e3y \u0111\u1ed1i chi\u1ebfu th\u00f4ng tin tr\u00ean h\u1ed9 chi\u1ebfu ho\u1eb7c c\u00e1c gi\u1ea5y t\u1edd kh\u00e1c \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng v\u1edbi m\u1eabu \u0111\u01a1n mua h\u00e0ng. M\u1ed9t l\u1ed7i ch\u00ednh t\u1ea3 c\u00f3 th\u1ec3 g\u00e2y kh\u00f3 kh\u0103n cho vi\u1ec7c x\u00e1c \u0111\u1ecbnh ch\u00ednh x\u00e1c ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng \u1ee9ng v\u1edbi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ed1i v\u1edbi t\u1eebng th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh, h\u00e3y ki\u1ec3m tra l\u1ea7n l\u01b0\u1ee3t c\u00e1c m\u1ee5c sau:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-2:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-2 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-2 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-2 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-2 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsmanual0cd8-check-2 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-2 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-2 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-2 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsmanual0cd8-check-2 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemsmanual0cd8-check-2 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-manual0cd8-check-2a .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-manual0cd8-check-2a .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-manual0cd8-check-2a kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Th\u00f4ng tin c\u00e1 nh\u00e2n:<\/strong> H\u1ecd v\u00e0 t\u00ean \u0111\u1ea7y \u0111\u1ee7, ng\u00e0y sinh v\u00e0 c\u00e1c tr\u01b0\u1eddng th\u00f4ng tin b\u1eaft bu\u1ed9c kh\u00e1c \u0111\u1ec1u kh\u1edbp v\u1edbi gi\u1ea5y t\u1edd t\u00f9y th\u00e2n.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-manual0cd8-check-2b .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-manual0cd8-check-2b .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-manual0cd8-check-2b kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Th\u1eddi h\u1ea1n b\u1ea3o h\u1ed9:<\/strong> Ng\u00e0y b\u1eaft \u0111\u1ea7u v\u00e0 ng\u00e0y k\u1ebft th\u00fac t\u01b0\u01a1ng \u1ee9ng v\u1edbi kho\u1ea3ng th\u1eddi gian d\u1ef1 ki\u1ebfn m\u00e0 c\u00e1c t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c l\u1eadp ra.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-manual0cd8-check-2c .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-manual0cd8-check-2c .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-manual0cd8-check-2c kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ea1m vi:<\/strong> C\u00e1c r\u1ee7i ro \u0111\u01b0\u1ee3c n\u00eau ra xu\u1ea5t ph\u00e1t t\u1eeb h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u00e1p d\u1ee5ng, ch\u1ee9 kh\u00f4ng ph\u1ea3i t\u1eeb qu\u1ea3ng c\u00e1o hay t\u00ean g\u1ecdi c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-manual0cd8-check-2d .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-manual0cd8-check-2d .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-manual0cd8-check-2d kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Gi\u1edbi h\u1ea1n:<\/strong> S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c m\u1ee9c gi\u1edbi h\u1ea1n ph\u1ee5 \u0111\u01b0\u1ee3c tr\u00ecnh b\u00e0y r\u00f5 r\u00e0ng \u0111\u1ed1i v\u1edbi t\u1eebng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-manual0cd8-check-2e .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-manual0cd8-check-2e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-manual0cd8-check-2e kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>X\u00e1c nh\u1eadn:<\/strong> Sau khi mua, qu\u00fd kh\u00e1ch s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t t\u00e0i li\u1ec7u gi\u00fap x\u00e1c \u0111\u1ecbnh danh t\u00ednh ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">C\u0169ng c\u1ea7n ph\u00e2n bi\u1ec7t gi\u1eefa ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n m\u1edf r\u1ed9ng. Trong \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU) c\u1ee7a TUZ, b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 trong \u0111\u1eddi s\u1ed1ng c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 nh\u01b0 sau: <strong>c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ed5 sung<\/strong> c\u00e1c \u0111i\u1ec1u kho\u1ea3n m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m. Kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1ea3 \u0111\u1ecbnh r\u1eb1ng ch\u00fang lu\u00f4n c\u00f3 trong m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. B\u1ea3n th\u00e2n t\u00ednh ch\u1ea5t c\u1ee7a \u0111i\u1ec1u kho\u1ea3n b\u1ed5 sung kh\u00f4ng quy\u1ebft \u0111\u1ecbnh ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u1ea7y \u0111\u1ee7, c\u00e1c gi\u1edbi h\u1ea1n hay t\u00ednh kh\u1ea3 d\u1ee5ng trong t\u1eebng tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu t\u00e0i li\u1ec7u n\u00e0y \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong th\u1ee7 t\u1ee5c xin c\u01b0 tr\u00fa, h\u00e3y \u0111\u1ed1i chi\u1ebfu b\u1ea3n ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m \u0111\u00e3 ho\u00e0n t\u1ea5t v\u1edbi danh s\u00e1ch t\u00e0i li\u1ec7u hi\u1ec7n h\u00e0nh li\u00ean quan \u0111\u1ebfn h\u1ed3 s\u01a1 c\u1ee7a b\u1ea1n. B\u00e0i vi\u1ebft n\u00e0y kh\u00f4ng thay th\u1ebf cho th\u00f4ng tin c\u1ee5 th\u1ec3 v\u1ec1 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a t\u1eebng th\u1ee7 t\u1ee5c c\u1ee5 th\u1ec3. M\u1ee5c \u0111\u00edch c\u1ee7a b\u00e0i vi\u1ebft l\u00e0 gi\u00fap b\u1ea1n ph\u00e1t hi\u1ec7n nh\u1eefng thi\u1ebfu s\u00f3t v\u1ec1 th\u00f4ng tin, ph\u1ea1m vi v\u00e0 c\u00e1c ch\u1ee9ng t\u1eeb x\u00e1c nh\u1eadn tr\u01b0\u1edbc khi n\u1ed9p h\u1ed3 s\u01a1.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"gdy-potrzebne-jest-leczenie\">Ph\u1ea3i l\u00e0m g\u00ec khi c\u1ea7n \u0111i\u1ec1u tr\u1ecb?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 \u0111\u1ea3m b\u1ea3o an to\u00e0n cho ng\u01b0\u1eddi c\u1ea7n \u0111\u01b0\u1ee3c gi\u00fap \u0111\u1ee1. \u0110\u1ed3ng th\u1eddi, n\u1ebfu t\u00ecnh h\u00ecnh cho ph\u00e9p, b\u1ea1n n\u00ean t\u00ecm gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m v\u00e0 h\u01b0\u1edbng d\u1eabn th\u1ee7 t\u1ee5c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng. C\u00e1c th\u1ee7 t\u1ee5c c\u00f3 th\u1ec3 kh\u00e1c nhau t\u00f9y theo t\u1eebng s\u1ea3n ph\u1ea9m, do \u0111\u00f3 danh s\u00e1ch t\u00f3m t\u1eaft n\u00e0y kh\u00f4ng th\u1ec3 thay th\u1ebf cho c\u00e1c \u0111i\u1ec1u kho\u1ea3n hi\u1ec7n h\u00e0nh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m Chung (OWU) c\u1ee7a UNIQA n\u00eau tr\u00ean quy \u0111\u1ecbnh r\u1eb1ng, \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ph\u1ea3i bao g\u1ed3m <strong>s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong>, <strong>m\u00f4 t\u1ea3 t\u00ecnh ti\u1ebft v\u1ee5 vi\u1ec7c<\/strong>, gi\u1ea5y ch\u1ee9ng nh\u1eadn y t\u1ebf c\u00f3 ch\u1ea9n \u0111o\u00e1n v\u00e0 ph\u00e1c \u0111\u1ed3 \u0111i\u1ec1u tr\u1ecb \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh, c\u00f9ng c\u00e1c t\u00e0i li\u1ec7u ch\u1ee9ng minh chi ph\u00ed, bao g\u1ed3m h\u00f3a \u0111\u01a1n, bi\u00ean lai, gi\u1ea5y xu\u1ea5t vi\u1ec7n v\u00e0 ch\u1ee9ng t\u1eeb thanh to\u00e1n. \u0110\u00e2y l\u00e0 danh s\u00e1ch \u00e1p d\u1ee5ng c\u1ee5 th\u1ec3 cho t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp t\u1eeb n\u0103m 2020, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 danh s\u00e1ch chung \u00e1p d\u1ee5ng cho m\u1ecdi c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ng\u01b0\u1ee3c l\u1ea1i, c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a Compensa y\u00eau c\u1ea7u ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i cung c\u1ea5p l\u1eddi gi\u1ea3i th\u00edch, h\u1ed3 s\u01a1 y t\u1ebf v\u00e0 c\u00e1c b\u1eb1ng ch\u1ee9ng kh\u00e1c c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh t\u00ecnh ti\u1ebft c\u0169ng nh\u01b0 m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i, \u0111\u1ed3ng th\u1eddi ph\u1ea3i tu\u00e2n th\u1ee7 c\u00e1c h\u01b0\u1edbng d\u1eabn c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m. Tr\u00ean th\u1ef1c t\u1ebf, ngay t\u1eeb \u0111\u1ea7u, b\u1ea1n n\u00ean gi\u1eef l\u1ea1i <strong>h\u1ed3 s\u01a1 y t\u1ebf<\/strong> v\u00e0 <strong>h\u00f3a \u0111\u01a1n v\u00e0 ch\u1ee9ng t\u1eeb thanh to\u00e1n<\/strong>, sau \u0111\u00f3 ki\u1ec3m tra th\u1ee7 t\u1ee5c \u00e1p d\u1ee5ng cho h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t nguy\u00ean t\u1eafc t\u1ed5 ch\u1ee9c t\u1ed1t l\u00e0 <strong>l\u01b0u tr\u1eef c\u00e1c b\u1ed9 t\u00e0i li\u1ec7u ri\u00eang bi\u1ec7t<\/strong> cho t\u1eebng th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh. N\u1ebfu v\u1ee3\/ch\u1ed3ng v\u00e0 con c\u00e1i \u0111\u00e3 nh\u1eadn h\u1ed7 tr\u1ee3 v\u00e0o c\u00e1c th\u1eddi \u0111i\u1ec3m kh\u00e1c nhau, h\u1ed3 s\u01a1 c\u1ee7a h\u1ecd kh\u00f4ng n\u00ean b\u1ecb tr\u1ed9n l\u1eabn. \u0110i\u1ec1u n\u00e0y gi\u00fap vi\u1ec7c cung c\u1ea5p s\u1ed1 h\u1ee3p \u0111\u1ed3ng ch\u00ednh x\u00e1c, m\u00f4 t\u1ea3 s\u1ef1 vi\u1ec7c v\u00e0 n\u1ed9p c\u00e1c b\u1eb1ng ch\u1ee9ng li\u00ean quan \u0111\u1ebfn t\u1eebng c\u00e1 nh\u00e2n tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/h2>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"faq-jedna-polisa-rodzina\">M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 lu\u00f4n bao g\u1ed3m v\u1ee3\/ch\u1ed3ng v\u00e0 con c\u00e1i kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng th\u1ec3 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng n\u00e0y m\u00e0 kh\u00f4ng ki\u1ec3m tra t\u00e0i li\u1ec7u s\u1ea3n ph\u1ea9m. C\u1ea7n ph\u1ea3i x\u00e1c nh\u1eadn xem m\u1ed7i ng\u01b0\u1eddi c\u00f3 \u0111\u01b0\u1ee3c li\u1ec7t k\u00ea l\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m hay kh\u00f4ng, c\u0169ng nh\u01b0 th\u1eddi h\u1ea1n, ph\u1ea1m vi v\u00e0 m\u1ee9c b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh r\u00f5 r\u00e0ng cho t\u1eebng ng\u01b0\u1eddi hay ch\u01b0a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-dziecko-dokument-rodzica\">Tr\u1ebb em c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ghi t\u00ean v\u00e0o c\u00f9ng m\u1ed9t gi\u1ea5y t\u1edd v\u1edbi cha m\u1eb9 kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u n\u00e0y ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1ch th\u1ee9c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng c\u1ee5 th\u1ec3. B\u1ea5t k\u1ec3 s\u1ed1 l\u01b0\u1ee3ng t\u00e0i li\u1ec7u l\u00e0 bao nhi\u00eau, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i r\u00f5 r\u00e0ng r\u1eb1ng \u0111\u1ee9a tr\u1ebb \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7. Tr\u01b0\u1edbc khi mua, b\u1ea1n c\u0169ng n\u00ean \u0111\u1ecdc h\u01b0\u1edbng d\u1eabn v\u1ec1 <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/cuoc-song-o-ba-lan\/bao-hiem-y-te-cho-tre-em-nuoc-ngoai-tai-ba-lan\/\">Vi\u1ec7c mua b\u1ea3o hi\u1ec3m cho tr\u1ebb em l\u00e0 c\u00f4ng d\u00e2n n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-kazde-leczenie\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 bao g\u1ed3m m\u1ecdi h\u00ecnh th\u1ee9c \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng n\u00ean gi\u1ea3 \u0111\u1ecbnh nh\u01b0 v\u1eady. Ph\u1ea1m vi b\u1ea3o hi\u1ec3m ph\u1ee5 thu\u1ed9c v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00e3 ch\u1ecdn, c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3. Theo c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m Compensa Cudzoziemiec, n\u1ebfu ph\u1ea1m vi b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn, ph\u1ea1m vi b\u1ea3o hi\u1ec3m s\u1ebd bao g\u1ed3m c\u00e1c chi ph\u00ed y t\u1ebf c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111i\u1ec1u tr\u1ecb b\u1ec7nh ho\u1eb7c c\u00e1c di ch\u1ee9ng do tai n\u1ea1n m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i \u0111i\u1ec1u tr\u1ecb ngay l\u1eadp t\u1ee9c trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-rozszerzenia-cena\">C\u00e1c g\u00f3i m\u1edf r\u1ed9ng c\u00f3 lu\u00f4n \u0111\u01b0\u1ee3c bao g\u1ed3m trong gi\u00e1 c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. Trong c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) c\u1ee7a TUZ \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp, b\u1ea3o hi\u1ec3m tai n\u1ea1n (NNW) v\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) trong \u0111\u1eddi s\u1ed1ng c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh d\u01b0\u1edbi d\u1ea1ng c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ed5 sung. Tr\u01b0\u1edbc khi mua, h\u00e3y ki\u1ec3m tra k\u1ef9 xem g\u00f3i b\u1ea3o hi\u1ec3m b\u1ea1n ch\u1ecdn th\u1ef1c s\u1ef1 bao g\u1ed3m nh\u1eefng g\u00ec.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-suma-dla-rodziny\">S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m c\u00f3 \u00e1p d\u1ee5ng chung cho c\u1ea3 gia \u0111\u00ecnh kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng \u0111\u01b0\u1ee3c k\u1ebft lu\u1eadn v\u1ed9i v\u00e0ng v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y n\u1ebfu ch\u01b0a c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n h\u00e0nh. C\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a UNIQA \u0111\u01b0\u1ee3c tr\u00edch d\u1eabn \u1edf tr\u00ean m\u00f4 t\u1ea3 t\u1ed5ng m\u1ee9c b\u1ed3i th\u01b0\u1eddng v\u00e0 c\u00e1c m\u1ee9c gi\u1edbi h\u1ea1n ph\u1ee5 nh\u01b0 l\u00e0 gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m \u00e1p d\u1ee5ng cho t\u1eebng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. C\u00e1ch quy \u0111\u1ecbnh v\u1ec1 t\u1ed5ng m\u1ee9c b\u1ed3i th\u01b0\u1eddng cho gia \u0111\u00ecnh c\u1ea7n \u0111\u01b0\u1ee3c tham kh\u1ea3o trong c\u00e1c t\u00e0i li\u1ec7u c\u1ee5 th\u1ec3 c\u1ee7a h\u1ee3p \u0111\u1ed3ng \u0111\u00f3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-dokumenty-po-zdarzeniu\">N\u00ean gi\u1eef l\u1ea1i nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o sau khi x\u1ea3y ra s\u1ef1 c\u1ed1 kh\u1ea9n c\u1ea5p?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ki\u1ec3m tra h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a t\u1eebng ng\u01b0\u1eddi<\/strong> v\u00e0 h\u01b0\u1edbng d\u1eabn khai b\u00e1o. T\u00f9y theo t\u1eebng tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3, c\u00f3 th\u1ec3 c\u1ea7n cung c\u1ea5p th\u00f4ng tin v\u1ec1 s\u1ef1 c\u1ed1, h\u1ed3 s\u01a1 y t\u1ebf v\u00e0 c\u00e1c t\u00e0i li\u1ec7u ch\u1ee9ng minh chi ph\u00ed. Xin l\u01b0u \u00fd r\u1eb1ng kh\u00f4ng c\u00f3 danh s\u00e1ch n\u00e0o \u00e1p d\u1ee5ng chung cho t\u1ea5t c\u1ea3 c\u00e1c s\u1ea3n ph\u1ea9m.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-zrobic-dalej\">Ti\u1ebfp theo n\u00ean l\u00e0m g\u00ec?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi mua, h\u00e3y chu\u1ea9n b\u1ecb th\u00f4ng tin c\u1ee7a v\u1ee3\/ch\u1ed3ng v\u00e0 con c\u00e1i, ch\u1ecdn th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u00e0 ki\u1ec3m tra ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u0169ng nh\u01b0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng cho t\u1eebng ng\u01b0\u1eddi. Sau khi nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c t\u00e0i li\u1ec7u, h\u00e3y \u0111\u1ecdc k\u1ef9 t\u1eeb \u0111\u1ea7u \u0111\u1ebfn cu\u1ed1i.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>Ki\u1ec3m tra t\u00ednh nh\u1ea5t qu\u00e1n c\u1ee7a d\u1eef li\u1ec7u tr\u01b0\u1edbc khi n\u1ed9p h\u1ed3 s\u01a1<\/strong> c\u0169ng quan tr\u1ecdng kh\u00f4ng k\u00e9m vi\u1ec7c l\u1ef1a ch\u1ecdn ph\u01b0\u01a1ng \u00e1n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n mu\u1ed1n mua g\u00f3i KLC cho c\u00e1c th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh, h\u00e3y truy c\u1eadp v\u00e0o bi\u1ec3u m\u1eabu, \u0111i\u1ec1n th\u00f4ng tin c\u1ee7a t\u1eebng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 ki\u1ec3m tra l\u1ea1i th\u00f4ng tin t\u1ed5ng h\u1ee3p tr\u01b0\u1edbc khi thanh to\u00e1n.<\/p>\n\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/insurancepoland.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">MUA B\u1ea2O HI\u1ec2M KLC TR\u1ef0C TUY\u1ebeN<\/a><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Khi l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m cho gia \u0111\u00ecnh \u0111ang chu\u1ea9n b\u1ecb c\u00e1c gi\u1ea5y t\u1edd li\u00ean quan \u0111\u1ebfn th\u1ebb c\u01b0 tr\u00fa, c\u1ea7n xem x\u00e9t nhi\u1ec1u y\u1ebfu t\u1ed1 h\u01a1n l\u00e0 ch\u1ec9 gi\u00e1 c\u1ea3. V\u1ee3\/ch\u1ed3ng v\u00e0 con c\u00e1i ph\u1ea3i \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd \u0111\u00fang c\u00e1ch\u2026<\/p>","protected":false},"author":1,"featured_media":3712,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[17],"tags":[43,41,42,44,40],"class_list":["post-3713","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-karta-pobytu","tag-karta-pobytu-laczenie-rodzin","tag-ubezpieczenie-dziecka-do-karty-pobytu","tag-ubezpieczenie-malzonka","tag-ubezpieczenie-prywatne-rodzinne","tag-ubezpieczenie-rodziny-cudzoziemca"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie dla rodziny przy karcie pobytu: dzieci i ma\u0142\u017conek<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, jak dobra\u0107 ubezpieczenie dla ma\u0142\u017conka i dzieci przy karcie pobytu. 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