{"id":3670,"date":"2026-06-09T16:04:17","date_gmt":"2026-06-09T14:04:17","guid":{"rendered":"https:\/\/insurancepoland.pl\/nieskategoryzowane\/ubezpieczenie-do-pracy-w-polsce-co-obejmuje\/"},"modified":"2026-09-04T23:37:27","modified_gmt":"2026-09-04T21:37:27","slug":"bao-hiem-lao-dong-tai-ba-lan-bao-gom-nhung-gi","status":"publish","type":"post","link":"https:\/\/insurancepoland.pl\/vi\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-pracy-w-polsce-co-obejmuje\/","title":{"rendered":"B\u1ea3o hi\u1ec3m lao \u0111\u1ed9ng t\u1ea1i Ba Lan \u2013 nh\u1eefng g\u00ec \u0111\u01b0\u1ee3c bao g\u1ed3m"},"content":{"rendered":"<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>B\u1ea3o hi\u1ec3m y t\u1ebf<\/strong> \u0110\u00e2y l\u00e0 h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m nh\u1eb1m \u0111\u1ea3m b\u1ea3o ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 y t\u1ebf v\u00e0 chi tr\u1ea3 chi ph\u00ed ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe trong th\u1eddi gian l\u00e0m vi\u1ec7c v\u00e0 l\u01b0u tr\u00fa t\u1ea1i Ba Lan. Tr\u00ean th\u1ef1c t\u1ebf, b\u1ea3o hi\u1ec3m lao \u0111\u1ed9ng t\u1ea1i Ba Lan c\u1ea7n ph\u00f9 h\u1ee3p v\u1edbi c\u01a1 s\u1edf h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng, t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa c\u0169ng nh\u01b0 c\u00e1c r\u1ee7i ro th\u1ef1c t\u1ebf nh\u01b0 \u1ed1m \u0111\u1ed9t ng\u1ed9t, nh\u1eadp vi\u1ec7n ho\u1eb7c tai n\u1ea1n lao \u0111\u1ed9ng. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i gi\u1ea3i th\u00edch nh\u1eefng g\u00ec h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m, khi n\u00e0o b\u1ea3o hi\u1ec3m y t\u1ebf theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng l\u00e0 \u0111\u1ee7, h\u1ee3p \u0111\u1ed3ng d\u1ecbch v\u1ee5 v\u00e0 NFZ (Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia) nh\u01b0 th\u1ebf n\u00e0o, c\u0169ng nh\u01b0 nh\u1eefng \u0111i\u1ec1u ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u00e0 ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng c\u1ea7n l\u01b0u \u00fd.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-ubezpieczenie\">B\u1ea3o hi\u1ec3m lao \u0111\u1ed9ng \u1edf Ba Lan l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#co-musi-obejmowac\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m nh\u1eefng g\u00ec?<\/a><\/li>\n<li><a href=\"#umowa-o-prace-i-zlecenie\">H\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng v\u00e0 h\u1ee3p \u0111\u1ed3ng d\u1ecbch v\u1ee5 ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li>\n<li><a href=\"#wypadek-przy-pracy\">V\u1eady c\u00f2n tai n\u1ea1n lao \u0111\u1ed9ng th\u00ec sao?<\/a><\/li>\n<li><a href=\"#jak-sprawdzic-polisy\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra ph\u1ea1m vi tr\u01b0\u1edbc khi mua?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-ubezpieczenie\" class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m lao \u0111\u1ed9ng \u1edf Ba Lan l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m lao \u0111\u1ed9ng t\u1ea1i Ba Lan l\u00e0 h\u00ecnh th\u1ee9c b\u1ea3o \u0111\u1ea3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c tuy\u1ec3n d\u1ee5ng theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng, h\u1ee3p \u0111\u1ed3ng d\u1ecbch v\u1ee5 ho\u1eb7c c\u00e1c c\u01a1 s\u1edf ph\u00e1p l\u00fd kh\u00e1c \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00f4ng vi\u1ec7c. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, \u0111i\u1ec1u quan tr\u1ecdng kh\u00f4ng ch\u1ec9 l\u00e0 vi\u1ec7c s\u1edf h\u1eefu ch\u00ednh b\u1ea3n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, m\u00e0 c\u00f2n l\u00e0 vi\u1ec7c t\u00e0i li\u1ec7u n\u00e0y c\u00f3 x\u00e1c nh\u1eadn quy\u1ec1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c quy\u1ec1n l\u1ee3i tr\u00ean l\u00e3nh th\u1ed5 Ba Lan hay kh\u00f4ng. Trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, x\u00e1c nh\u1eadn n\u00e0y c\u0169ng l\u00e0 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c khi l\u00e0m th\u1ee7 t\u1ee5c h\u1ee3p ph\u00e1p h\u00f3a c\u01b0 tr\u00fa ho\u1eb7c ho\u00e0n thi\u1ec7n h\u1ed3 s\u01a1.<\/p>\n<p>\u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 ph\u1ea3i ph\u00e2n bi\u1ec7t hai m\u00f4 h\u00ecnh b\u1ea3o hi\u1ec3m. M\u00f4 h\u00ecnh th\u1ee9 nh\u1ea5t l\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng c\u1ed9ng thu\u1ed9c Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ), th\u01b0\u1eddng \u0111i k\u00e8m v\u1edbi vi\u1ec7c \u0111\u0103ng k\u00fd t\u1ea1i Qu\u1ef9 B\u1ea3o hi\u1ec3m X\u00e3 h\u1ed9i (ZUS). M\u00f4 h\u00ecnh th\u1ee9 hai l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n ho\u1eb7c b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng trong tr\u01b0\u1eddng h\u1ee3p ch\u01b0a c\u00f3 quy\u1ec1n l\u1ee3i t\u1eeb NFZ ho\u1eb7c quy\u1ec1n l\u1ee3i \u0111\u00f3 ch\u01b0a \u0111\u1ee7 v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c hay th\u1ef1c ti\u1ec5n. \u0110\u01b0\u1ee3c l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/bao-hiem-y-te\/bao-hiem-tu-nhan-hay-bao-hiem-y-te-quoc-gia-nfz-danh-cho-nguoi-nuoc-ngoai\/\">B\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n hay B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ)<\/a> V\u00ec v\u1eady, \u0111i\u1ec1u n\u00e0y ph\u1ee5 thu\u1ed9c v\u00e0o lo\u1ea1i h\u1ee3p \u0111\u1ed3ng, ph\u1ea1m vi c\u00e1c d\u1ecbch v\u1ee5 c\u0169ng nh\u01b0 m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa t\u1ea1i Ba Lan.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">Ch\u1ec9 t\u00ean s\u1ea3n ph\u1ea9m th\u00f4i l\u00e0 ch\u01b0a \u0111\u1ee7. H\u00e3y lu\u00f4n ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c t\u1ea1i Ba Lan hay kh\u00f4ng, c\u00f3 bao g\u1ed3m c\u1ea3 \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa hay kh\u00f4ng, c\u0169ng nh\u01b0 t\u00e0i li\u1ec7u b\u1ea3o hi\u1ec3m c\u00f3 n\u00eau r\u00f5 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m hay kh\u00f4ng.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"co-musi-obejmowac\" class=\"kt-adv-heading\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m nh\u1eefng g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Khi t\u00ecm hi\u1ec3u xem ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m c\u1ea7n bao g\u1ed3m nh\u1eefng g\u00ec, t\u1ed1t nh\u1ea5t n\u00ean b\u1eaft \u0111\u1ea7u t\u1eeb m\u1ee9c t\u1ed1i thi\u1ec3u c\u1ea7n thi\u1ebft. B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi lao \u0111\u1ed9ng n\u01b0\u1edbc ngo\u00e0i c\u1ea7n \u0111\u1ea3m b\u1ea3o chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong tr\u01b0\u1eddng h\u1ee3p m\u1eafc b\u1ec7nh \u0111\u1ed9t ng\u1ed9t ho\u1eb7c g\u1eb7p tai n\u1ea1n. Trong c\u00e1c t\u00e0i li\u1ec7u b\u1ea3o hi\u1ec3m, c\u00e1c n\u1ed9i dung nh\u01b0 nh\u1eadp vi\u1ec7n, ph\u1eabu thu\u1eadt, ch\u1ea9n \u0111o\u00e1n, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, v\u1eadn chuy\u1ec3n \u0111\u1ebfn c\u01a1 s\u1edf y t\u1ebf, mua thu\u1ed1c v\u00e0 v\u1eadt t\u01b0 y t\u1ebf, c\u0169ng nh\u01b0 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p c\u0169ng th\u01b0\u1eddng \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp.<\/p>\n<p>M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m t\u1ed1t kh\u00f4ng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf m\u1ed9t l\u1ea7n kh\u00e1m b\u1ec7nh. Tr\u00ean th\u1ef1c t\u1ebf, b\u1ea1n n\u00ean t\u00ecm ki\u1ebfm g\u00f3i b\u1ea3o hi\u1ec3m bao g\u1ed3m t\u01b0 v\u1ea5n chuy\u00ean khoa, \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, x\u00e9t nghi\u1ec7m v\u00e0 ch\u1ea9n \u0111o\u00e1n h\u00ecnh \u1ea3nh, v\u00e0 \u0111\u00f4i khi c\u1ea3 chi tr\u1ea3 thu\u1ed1c men, nha khoa can thi\u1ec7p, kh\u00e1m b\u1ec7nh tr\u1ef1c tuy\u1ebfn hay y t\u1ebf lao \u0111\u1ed9ng. Trong c\u01a1 s\u1edf d\u1eef li\u1ec7u s\u1ea3n ph\u1ea9m c\u0169ng c\u00f3 c\u00e1c g\u00f3i m\u1edf r\u1ed9ng bao g\u1ed3m ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng, h\u1ed7 tr\u1ee3 y t\u1ebf v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 sau tai n\u1ea1n. \u0110i\u1ec1u n\u00e0y r\u1ea5t quan tr\u1ecdng, v\u00ec b\u1ea3o hi\u1ec3m lao \u0111\u1ed9ng t\u1ea1i Ba Lan n\u00ean ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c r\u1ee7i ro ngh\u1ec1 nghi\u1ec7p th\u1ef1c t\u1ebf, ch\u1ee9 kh\u00f4ng ch\u1ec9 l\u00e0 ngh\u0129a v\u1ee5 h\u00ecnh th\u1ee9c.<\/p>\n<p>N\u1ebfu ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i ch\u01b0a \u0111\u01b0\u1ee3c h\u01b0\u1edfng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c quy\u1ec1n l\u1ee3i c\u00f4ng c\u1ed9ng, th\u00ec h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n c\u1ea7n ph\u1ea3i r\u00f5 r\u00e0ng, c\u00f3 hi\u1ec7u l\u1ef1c trong su\u1ed1t th\u1eddi gian l\u00e0m vi\u1ec7c v\u00e0 c\u00f3 m\u1ee9c b\u1ed3i th\u01b0\u1eddng ph\u00f9 h\u1ee3p v\u1edbi chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan. B\u1ea1n c\u0169ng n\u00ean so s\u00e1nh h\u1ee3p \u0111\u1ed3ng n\u00e0y v\u1edbi th\u00f4ng tin trong c\u1ea9m nang v\u1ec1 <a href=\"https:\/\/insurancepoland.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>, \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 xem m\u1ee9c b\u1ea3o hi\u1ec3m c\u00f3 th\u1ef1c s\u1ef1 \u0111\u1ee7 hay kh\u00f4ng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"umowa-o-prace-i-zlecenie\" class=\"kt-adv-heading\">H\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng v\u00e0 h\u1ee3p \u0111\u1ed3ng d\u1ecbch v\u1ee5 ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m y t\u1ebf trong h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng th\u01b0\u1eddng c\u00f3 ngh\u0129a l\u00e0 \u0111\u0103ng k\u00fd cho ng\u01b0\u1eddi lao \u0111\u1ed9ng tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i v\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf b\u1eaft bu\u1ed9c. Theo m\u00f4 h\u00ecnh n\u00e0y, ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng s\u1ebd \u0111\u00f3ng c\u00e1c kho\u1ea3n ph\u00ed b\u1ea3o hi\u1ec3m, c\u00f2n ng\u01b0\u1eddi lao \u0111\u1ed9ng s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf do Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) chi tr\u1ea3. \u0110\u1ed1i v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, \u0111\u00e2y l\u00e0 gi\u1ea3i ph\u00e1p c\u01a1 b\u1ea3n v\u00e0 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n, mi\u1ec5n l\u00e0 th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n \u0111\u00fang quy \u0111\u1ecbnh v\u00e0 t\u00ecnh tr\u1ea1ng vi\u1ec7c l\u00e0m tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/p>\n<p>T\u00ecnh h\u00ecnh c\u00f3 th\u1ec3 kh\u00e1c \u0111i khi c\u01a1 s\u1edf c\u1ee7a vi\u1ec7c tuy\u1ec3n d\u1ee5ng l\u00e0 h\u1ee3p \u0111\u1ed3ng d\u1ecbch v\u1ee5. V\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng d\u1ecbch v\u1ee5 v\u00e0 Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c ng\u01b0\u1eddi nh\u1eadn d\u1ecbch v\u1ee5 c\u00f3 thu\u1ed9c di\u1ec7n b\u1eaft bu\u1ed9c tham gia b\u1ea3o hi\u1ec3m y t\u1ebf hay kh\u00f4ng, c\u0169ng nh\u01b0 li\u1ec7u c\u00f3 tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7 n\u00e0o li\u00ean quan \u0111\u1ebfn c\u00e1c c\u01a1 s\u1edf tham gia b\u1ea3o hi\u1ec3m kh\u00e1c hay kh\u00f4ng. Ch\u00ednh v\u00ec v\u1eady, b\u1ea1n n\u00ean \u0111\u1ecdc ph\u1ea7n gi\u1ea3i th\u00edch th\u1ef1c ti\u1ec5n n\u00e0y <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/luat-phap-va-quy-dinh\/hop-dong-uy-thac-va-bao-hiem-y-te-cua-nguoi-nuoc-ngoai\/\">H\u1ee3p \u0111\u1ed3ng \u1ee7y th\u00e1c v\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>. Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, b\u1ea1n s\u1ebd c\u1ea7n mua th\u00eam m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi m\u1edbi b\u1eaft \u0111\u1ea7u l\u00e0m vi\u1ec7c ho\u1eb7c trong th\u1eddi gian gi\u00e1n \u0111o\u1ea1n tham gia b\u1ea3o hi\u1ec3m.<\/p>\n<p>T\u1eeb g\u00f3c \u0111\u1ed9 c\u1ee7a ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng, c\u00e1ch an to\u00e0n nh\u1ea5t l\u00e0 kh\u00f4ng n\u00ean cho r\u1eb1ng m\u1ecdi h\u1ee3p \u0111\u1ed3ng \u0111\u1ec1u t\u1ef1 \u0111\u1ed9ng bao g\u1ed3m c\u00e1c v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn \u0111i\u1ec1u tr\u1ecb y t\u1ebf. C\u1ea7n ph\u1ea3i ki\u1ec3m tra th\u1eddi \u0111i\u1ec3m b\u1eaft \u0111\u1ea7u c\u00f3 hi\u1ec7u l\u1ef1c c\u1ee7a b\u1ea3o hi\u1ec3m, x\u00e1c nh\u1eadn vi\u1ec7c \u0111\u0103ng k\u00fd, c\u0169ng nh\u01b0 xem x\u00e9t li\u1ec7u ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 th\u1ef1c s\u1ef1 bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf m\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u1ea7n t\u1ea1i Ba Lan hay kh\u00f4ng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">B\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c gia (NFZ) v\u00e0 b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng lo\u1ea1i tr\u1eeb l\u1eabn nhau. Th\u00f4ng th\u01b0\u1eddng, gi\u1ea3i ph\u00e1p t\u1ed1t nh\u1ea5t l\u00e0 k\u1ebft h\u1ee3p b\u1ea3o hi\u1ec3m y t\u1ebf b\u1eaft bu\u1ed9c v\u1edbi g\u00f3i b\u1ea3o hi\u1ec3m b\u1ed5 sung, gi\u00fap ti\u1ebfp c\u1eadn b\u00e1c s\u0129 nhanh h\u01a1n ho\u1eb7c m\u1edf r\u1ed9ng ph\u1ea1m vi c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"wypadek-przy-pracy\" class=\"kt-adv-heading\">V\u1eady c\u00f2n tai n\u1ea1n lao \u0111\u1ed9ng th\u00ec sao?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Tai n\u1ea1n lao \u0111\u1ed9ng l\u00e0 m\u1ed9t trong nh\u1eefng r\u1ee7i ro quan tr\u1ecdng nh\u1ea5t c\u1ea7n \u0111\u01b0\u1ee3c ph\u00e2n t\u00edch tr\u01b0\u1edbc khi l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m. Kh\u00f4ng ph\u1ea3i m\u1ecdi g\u00f3i b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n n\u00e0o c\u0169ng ho\u1ea1t \u0111\u1ed9ng gi\u1ed1ng nhau. M\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m ch\u1ec9 t\u1eadp trung v\u00e0o b\u1ec7nh c\u1ea5p t\u00ednh v\u00e0 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb c\u01a1 b\u1ea3n, trong khi nh\u1eefng s\u1ea3n ph\u1ea9m kh\u00e1c c\u00f2n bao g\u1ed3m h\u1eadu qu\u1ea3 c\u1ee7a tai n\u1ea1n, n\u1eb1m vi\u1ec7n, v\u1eadn chuy\u1ec3n y t\u1ebf, ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng ho\u1eb7c tr\u1ee3 c\u1ea5p cho th\u01b0\u01a1ng t\u1eadt v\u0129nh vi\u1ec5n. Trong c\u00e1c t\u00e0i li\u1ec7u s\u1ea3n ph\u1ea9m, ng\u01b0\u1eddi ta c\u0169ng th\u01b0\u1eddng th\u1ea5y b\u1ea3o hi\u1ec3m chi ph\u00ed kh\u00e1m b\u1ec7nh, ph\u1eabu thu\u1eadt, ch\u1ea9n \u0111o\u00e1n v\u00e0 v\u1eadn chuy\u1ec3n t\u1eeb n\u01a1i x\u1ea3y ra tai n\u1ea1n \u0111\u1ebfn b\u1ec7nh vi\u1ec7n.<\/p>\n<p>N\u1ebfu c\u00f4ng vi\u1ec7c li\u00ean quan \u0111\u1ebfn r\u1ee7i ro cao, c\u1ea7n ph\u1ea3i ki\u1ec3m tra c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m. M\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u \u0111\u00f3ng th\u00eam ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e0nh ngh\u1ec1 c\u00f3 r\u1ee7i ro cao. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng trong c\u00e1c ng\u00e0nh s\u1ea3n xu\u1ea5t, x\u00e2y d\u1ef1ng, kho b\u00e3i v\u00e0 v\u1eadn t\u1ea3i. Tr\u00ean th\u1ef1c t\u1ebf, ph\u1ea1m vi quy\u1ec1n l\u1ee3i kh\u00f4ng ch\u1ec9 n\u00ean bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb m\u00e0 c\u00f2n c\u1ea3 c\u00e1c chi ph\u00ed th\u1ef1c t\u1ebf li\u00ean quan \u0111\u1ebfn qu\u00e1 tr\u00ecnh ph\u1ee5c h\u1ed3i s\u1ee9c kh\u1ecfe.<\/p>\n<p>Vi\u1ec7c hi\u1ec3u c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ti\u1ebfng Ba Lan c\u0169ng c\u00f3 th\u1ec3 h\u1eefu \u00edch <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/he-thong-cham-soc-suc-khoe\/\">h\u1ec7 th\u1ed1ng ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe<\/a>, b\u1edfi v\u00ec sau tai n\u1ea1n, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i nhanh ch\u00f3ng \u0111\u1ebfn c\u01a1 s\u1edf y t\u1ebf ph\u00f9 h\u1ee3p, chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 y t\u1ebf v\u00e0 th\u00f4ng b\u00e1o s\u1ef1 vi\u1ec7c m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c cho ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-sprawdzic-polisy\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra ph\u1ea1m vi tr\u01b0\u1edbc khi mua?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Tr\u01b0\u1edbc khi mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, b\u1ea1n n\u00ean \u0111\u1ecdc kh\u00f4ng ch\u1ec9 t\u00e0i li\u1ec7u qu\u1ea3ng c\u00e1o m\u00e0 c\u00f2n c\u1ea3 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) c\u0169ng nh\u01b0 v\u0103n b\u1ea3n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Ch\u00ednh t\u1ea1i \u0111\u00f3 m\u1edbi c\u00f3 th\u00f4ng tin v\u1ec1 m\u1ee9c b\u1ea3o hi\u1ec3m, gi\u1edbi h\u1ea1n quy\u1ec1n l\u1ee3i, th\u1eddi gian ch\u1edd, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0m vi\u1ec7c t\u1ea1i Ba Lan, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c tr\u00ean l\u00e3nh th\u1ed5 C\u1ed9ng h\u00f2a Ba Lan v\u00e0 bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf c\u00f3 th\u1ec3 c\u1ea7n thi\u1ebft trong sinh ho\u1ea1t h\u00e0ng ng\u00e0y.<\/p>\n<p>M\u1ed9t danh s\u00e1ch ki\u1ec3m tra \u0111\u01a1n gi\u1ea3n s\u1ebd r\u1ea5t h\u1eefu \u00edch khi \u0111\u00e1nh gi\u00e1 s\u1ea3n ph\u1ea9m.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>L\u00e3nh th\u1ed5:<\/strong> H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c t\u1ea1i Ba Lan v\u00e0 n\u00eau r\u00f5 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>\u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa:<\/strong> bao g\u1ed3m kh\u00e1m b\u1ec7nh, ch\u1ea9n \u0111o\u00e1n v\u00e0 c\u00e1c th\u1ee7 thu\u1eadt c\u01a1 b\u1ea3n.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Nh\u1eadp vi\u1ec7n:<\/strong> b\u1ea1n n\u00ean ki\u1ec3m tra th\u1eddi gian n\u1eb1m vi\u1ec7n, c\u00e1c ca ph\u1eabu thu\u1eadt v\u00e0 d\u1ecbch v\u1ee5 v\u1eadn chuy\u1ec3n y t\u1ebf.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>NNW v\u00e0 ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng:<\/strong> \u0111i\u1ec1u n\u00e0y r\u1ea5t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi c\u00f4ng vi\u1ec7c lao \u0111\u1ed9ng ch\u00e2n tay v\u00e0 nguy c\u01a1 ch\u1ea5n th\u01b0\u01a1ng.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>T\u00e0i li\u1ec7u:<\/strong> H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 \u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung c\u1ea7n n\u00eau r\u00f5 ph\u1ea1m vi quy\u1ec1n l\u1ee3i.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i s\u1eed d\u1ee5ng c\u00e1c gi\u1ea3i ph\u00e1p k\u1ef9 thu\u1eadt s\u1ed1, b\u1ea1n c\u0169ng n\u00ean tham kh\u1ea3o c\u00e1c h\u01b0\u1edbng d\u1eabn v\u1ec1 <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/he-thong-cham-soc-suc-khoe\/e-prescription-cho-nguoi-nuoc-ngoai-va-ikp-hoat-dong-nhu-the-nao\/\">\u0110\u01a1n thu\u1ed1c \u0111i\u1ec7n t\u1eed d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>. Nh\u1eefng h\u01b0\u1edbng d\u1eabn n\u00e0y cho th\u1ea5y c\u00e1ch th\u1ee9c th\u1ef1c t\u1ebf \u0111\u1ec3 l\u00e0m quen v\u1edbi h\u1ec7 th\u1ed1ng sau khi \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn \u0111i\u1ec1u tr\u1ecb.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>B\u1ea3o hi\u1ec3m lao \u0111\u1ed9ng \u1edf Ba Lan c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, ng\u01b0\u1eddi lao \u0111\u1ed9ng ph\u1ea3i \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m y t\u1ebf khi l\u00e0m vi\u1ec7c h\u1ee3p ph\u00e1p t\u1ea1i Ba Lan. Tr\u00ean th\u1ef1c t\u1ebf, \u0111\u00f3 c\u00f3 th\u1ec3 l\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng c\u1ed9ng do Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) cung c\u1ea5p ho\u1eb7c m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n ph\u00f9 h\u1ee3p, t\u00f9y thu\u1ed9c v\u00e0o t\u00ecnh tr\u1ea1ng vi\u1ec7c l\u00e0m v\u00e0 giai \u0111o\u1ea1n l\u01b0u tr\u00fa.<\/p>\n<h3>B\u1ea3o hi\u1ec3m y t\u1ebf theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng c\u00f3 ph\u1ea3i lu\u00f4n do Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) cung c\u1ea5p kh\u00f4ng?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng l\u00e0 nh\u01b0 v\u1eady, v\u00ec h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng th\u01b0\u1eddng \u0111i k\u00e8m v\u1edbi vi\u1ec7c \u0111\u0103ng k\u00fd v\u1edbi ZUS v\u00e0 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m y t\u1ebf. Tuy nhi\u00ean, b\u1ea1n c\u1ea7n \u0111\u1ea3m b\u1ea3o r\u1eb1ng ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng \u0111\u00e3 \u0111\u0103ng k\u00fd cho ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00fang quy \u0111\u1ecbnh v\u00e0 r\u1eb1ng ch\u1ebf \u0111\u1ed9 b\u1ea3o hi\u1ec3m \u0111\u00e3 c\u00f3 hi\u1ec7u l\u1ef1c.<\/p>\n<h3>H\u1ee3p \u0111\u1ed3ng d\u1ecbch v\u1ee5 v\u00e0 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n nh\u01b0 th\u1ebf n\u00e0o?<\/h3>\n<p>\u0110i\u1ec1u n\u00e0y ph\u1ee5 thu\u1ed9c v\u00e0o t\u00ecnh hu\u1ed1ng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 v\u00e0 c\u00e1c kho\u1ea3n ph\u00ed b\u1ea3o hi\u1ec3m kh\u00e1c. Ch\u1ec9 t\u00ean h\u1ee3p \u0111\u1ed3ng th\u00f4i l\u00e0 ch\u01b0a \u0111\u1ee7, v\u00ec v\u1eady b\u1ea1n n\u00ean ki\u1ec3m tra chi ti\u1ebft v\u00e0 \u0111\u1ecdc th\u00eam <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/luat-phap-va-quy-dinh\/hop-dong-uy-thac-va-bao-hiem-y-te-cua-nguoi-nuoc-ngoai\/\">Gi\u1ea3i th\u00edch v\u1ec1 \u0111\u01a1n \u0111\u1eb7t h\u00e0ng v\u00e0 v\u1ea5n \u0111\u1ec1 s\u1ee9c kh\u1ecfe<\/a>.<\/p>\n<h3>Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi lao \u0111\u1ed9ng n\u01b0\u1edbc ngo\u00e0i ph\u1ea3i bao g\u1ed3m nh\u1eefng g\u00ec?<\/h3>\n<p>M\u1ee9c t\u1ed1i thi\u1ec3u c\u1ea7n thi\u1ebft l\u00e0 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong tr\u01b0\u1eddng h\u1ee3p \u0111\u1ed9t ng\u1ed9t m\u1eafc b\u1ec7nh ho\u1eb7c g\u1eb7p tai n\u1ea1n t\u1ea1i Ba Lan. M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ed1t c\u0169ng n\u00ean bao g\u1ed3m c\u00e1c chi ph\u00ed kh\u00e1m b\u1ec7nh, x\u00e9t nghi\u1ec7m, nh\u1eadp vi\u1ec7n, thu\u1ed1c men, v\u1eadn chuy\u1ec3n y t\u1ebf v\u00e0 ph\u1ea1m vi quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh r\u00f5 r\u00e0ng.<\/p>\n<h3>B\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n c\u00f3 \u0111\u1ee7 thay th\u1ebf cho B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) kh\u00f4ng?<\/h3>\n<p>Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n c\u00f3 th\u1ec3 l\u00e0 gi\u1ea3i ph\u00e1p t\u1ea1m th\u1eddi ho\u1eb7c b\u1ed5 sung. H\u1ee3p \u0111\u1ed3ng n\u00e0y kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng thay th\u1ebf \u0111\u01b0\u1ee3c c\u00e1c ngh\u0129a v\u1ee5 ph\u00e1t sinh t\u1eeb c\u00e1c quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i, do \u0111\u00f3 c\u1ea7n ph\u1ea3i xem x\u00e9t n\u00f3 trong b\u1ed1i c\u1ea3nh lo\u1ea1i h\u00ecnh h\u1ee3p \u0111\u1ed3ng v\u00e0 m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa.<\/p>\n<h3>Tai n\u1ea1n lao \u0111\u1ed9ng c\u00f3 n\u00ean \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng?<\/h3>\n<p>Ch\u1eafc ch\u1eafn n\u00ean \u0111\u1ea3m b\u1ea3o r\u1eb1ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m bao g\u1ed3m c\u00e1c h\u1eadu qu\u1ea3 c\u1ee7a tai n\u1ea1n, \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ch\u1ea9n \u0111o\u00e1n v\u00e0 ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng. \u0110\u1ed1i v\u1edbi c\u00e1c ngh\u1ec1 nghi\u1ec7p c\u00f3 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro cao h\u01a1n, c\u1ea7n ki\u1ec3m tra th\u00eam c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb c\u0169ng nh\u01b0 c\u00e1c t\u00f9y ch\u1ecdn m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/p>\n<h3>C\u1ea7n ki\u1ec3m tra nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m?<\/h3>\n<p>C\u1ea7n ki\u1ec3m tra h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU), m\u1ee9c b\u1ea3o hi\u1ec3m, gi\u1edbi h\u1ea1n quy\u1ec1n l\u1ee3i, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m. Ngo\u00e0i ra, c\u0169ng n\u00ean x\u00e1c minh xem t\u00e0i li\u1ec7u n\u00e0y c\u00f3 x\u00e1c nh\u1eadn ph\u1ea1m vi b\u1ea3o hi\u1ec3m t\u1ea1i Ba Lan hay kh\u00f4ng v\u00e0 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong c\u00e1c th\u1ee7 t\u1ee5c li\u00ean quan \u0111\u1ebfn c\u01b0 tr\u00fa ho\u1eb7c lao \u0111\u1ed9ng hay kh\u00f4ng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi lao \u0111\u1ed9ng t\u1ea1i Ba Lan c\u1ea7n ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi h\u00ecnh th\u1ee9c tuy\u1ec3n d\u1ee5ng v\u00e0 nhu c\u1ea7u ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe th\u1ef1c t\u1ebf c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng. C\u00e1c y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t bao g\u1ed3m \u0111i\u1ec1u tr\u1ecb c\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u1ea5p c\u1ee9u, tai n\u1ea1n, nh\u1eadp vi\u1ec7n, ch\u1ea9n \u0111o\u00e1n y t\u1ebf, c\u00f9ng v\u1edbi ph\u1ea1m vi quy\u1ec1n l\u1ee3i r\u00f5 r\u00e0ng khi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 y t\u1ebf t\u1ea1i Ba Lan. N\u1ebfu b\u1ea1n mu\u1ed1n l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m y t\u1ebf ph\u00f9 h\u1ee3p cho ng\u01b0\u1eddi lao \u0111\u1ed9ng n\u01b0\u1edbc ngo\u00e0i, h\u00e3y so s\u00e1nh b\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c gia (NFZ) v\u00e0 b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n, \u0111\u1ecdc k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n (OWU) v\u00e0 ki\u1ec3m tra c\u00e1c gi\u1edbi h\u1ea1n tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 h\u00ecnh th\u1ee9c b\u1ea3o v\u1ec7 nh\u1eb1m \u0111\u1ea3m b\u1ea3o cho ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 \u0111i\u1ec1u tr\u1ecb v\u00e0 chi tr\u1ea3 chi ph\u00ed y t\u1ebf trong th\u1eddi gian l\u00e0m vi\u1ec7c v\u00e0 l\u01b0u tr\u00fa t\u1ea1i\u2026<\/p>","protected":false},"author":2,"featured_media":3669,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[16],"tags":[31,32,25,29,28],"class_list":["post-3670","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenia-zdrowotne","tag-nfz","tag-prywatna-polisa-zdrowotna","tag-ubezpieczenie-dla-cudzoziemca","tag-ubezpieczenie-zdrowotne","tag-umowa-zlecenie"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie do pracy w Polsce \u2013 co obejmuje - Insurance Poland<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, co musi obejmowa\u0107 ubezpieczenie medyczne do pracy w Polsce dla cudzoziemca. 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