{"id":3667,"date":"2026-06-03T15:51:50","date_gmt":"2026-06-03T13:51:50","guid":{"rendered":"https:\/\/insurancepoland.pl\/nieskategoryzowane\/koszt-sor-dla-cudzoziemca-kiedy-jest-rachunek\/"},"modified":"2026-09-04T23:35:27","modified_gmt":"2026-09-04T21:35:27","slug":"chi-phi-lam-the-cu-tru-cho-nguoi-nuoc-ngoai-khi-co-hoa-don","status":"publish","type":"post","link":"https:\/\/insurancepoland.pl\/vi\/poradnik\/koszty-leczenia\/koszt-sor-dla-cudzoziemca-kiedy-jest-rachunek\/","title":{"rendered":"Chi ph\u00ed c\u1ea5p c\u1ee9u cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i: khi n\u00e0o ph\u1ea3i thanh to\u00e1n"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>Chi ph\u00ed ph\u00f2ng c\u1ea5p c\u1ee9u<\/strong> \u0110\u00e2y l\u00e0 kho\u1ea3n ph\u00ed c\u00f3 th\u1ec3 ph\u00e1t sinh khi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ea5p c\u1ee9u ho\u1eb7c khoa c\u1ea5p c\u1ee9u t\u1ea1i b\u1ec7nh vi\u1ec7n \u1edf Ba Lan m\u00e0 kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0\u1ee3c h\u01b0\u1edfng d\u1ecbch v\u1ee5 mi\u1ec5n ph\u00ed. H\u00f3a \u0111\u01a1n kh\u00f4ng ch\u1ec9 ph\u1ee5 thu\u1ed9c v\u00e0o qu\u1ed1c t\u1ecbch, m\u00e0 ch\u1ee7 y\u1ebfu ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c b\u1ec7nh nh\u00e2n c\u00f3 th\u1ebb b\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c gia (NFZ), Th\u1ebb B\u1ea3o hi\u1ec3m Y t\u1ebf Ch\u00e2u \u00c2u (EKUZ), h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n hay b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb hay kh\u00f4ng. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch khi n\u00e0o h\u00f3a \u0111\u01a1n c\u1ea5p c\u1ee9u xu\u1ea5t hi\u1ec7n, chi ph\u00ed xe c\u1ea5p c\u1ee9u \u1edf Ba Lan l\u00e0 bao nhi\u00eau, s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa khoa c\u1ea5p c\u1ee9u kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c t\u00e0i tr\u1ee3 c\u00f4ng c\u1ed9ng, c\u0169ng nh\u01b0 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a KLC trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-koszt-sor\">Chi ph\u00ed kh\u00e1m c\u1ea5p c\u1ee9u \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 bao nhi\u00eau?<\/a><\/li>\n<li><a href=\"#kiedy-powstaje-rachunek\">Khi n\u00e0o th\u00ec h\u00f3a \u0111\u01a1n cho ph\u00f2ng c\u1ea5p c\u1ee9u v\u00e0 xe c\u1ee9u th\u01b0\u01a1ng \u0111\u01b0\u1ee3c l\u1eadp?<\/a><\/li>\n<li><a href=\"#ile-moze-kosztowac-pomoc\">Chi ph\u00ed cho d\u1ecbch v\u1ee5 c\u1ee9u h\u1ed9 c\u00f3 th\u1ec3 l\u00e0 bao nhi\u00eau?<\/a><\/li>\n<li><a href=\"#jak-dziala-ubezpieczenie-klc\">B\u1ea3o hi\u1ec3m KLC v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-koszt-sor\" class=\"kt-adv-heading\">Chi ph\u00ed kh\u00e1m c\u1ea5p c\u1ee9u \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 bao nhi\u00eau?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Chi ph\u00ed c\u1ea5p c\u1ee9u (SOR) \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 kho\u1ea3n ph\u00ed cho c\u00e1c d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c cung c\u1ea5p t\u1ea1i khoa c\u1ea5p c\u1ee9u b\u1ec7nh vi\u1ec7n cho nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 h\u1ec7 th\u1ed1ng y t\u1ebf c\u00f4ng ho\u1eb7c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh. Khoa c\u1ea5p c\u1ee9u ch\u1ec9 d\u00e0nh cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p, t\u1ee9c l\u00e0 nh\u1eefng t\u00ecnh hu\u1ed1ng c\u00f3 nguy c\u01a1 g\u00e2y t\u1ed5n h\u1ea1i nghi\u00eam tr\u1ecdng \u0111\u1ebfn s\u1ee9c kh\u1ecfe ho\u1eb7c \u0111e d\u1ecda t\u00ednh m\u1ea1ng. N\u1ebfu b\u1ec7nh nh\u00e2n \u0111\u1ebfn \u0111\u00f3 v\u1edbi c\u01a1n \u0111au \u0111\u1ed9t ng\u1ed9t, ch\u1ea5n th\u01b0\u01a1ng, m\u1ea5t \u00fd th\u1ee9c ho\u1eb7c sau tai n\u1ea1n, b\u1ec7nh vi\u1ec7n s\u1ebd c\u1ea5p c\u1ee9u tr\u01b0\u1edbc, sau \u0111\u00f3 m\u1edbi t\u00ednh chi ph\u00ed.<\/p>\n<p>\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 ai s\u1ebd chi tr\u1ea3 c\u00e1c chi ph\u00ed. \u0110\u00f3 c\u00f3 th\u1ec3 l\u00e0 Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ), Th\u1ebb B\u1ea3o hi\u1ec3m Y t\u1ebf Ch\u00e2u \u00c2u (EKUZ), b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n, ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng trong khu\u00f4n kh\u1ed5 \u0111\u0103ng k\u00fd b\u1ea3o hi\u1ec3m ho\u1eb7c ch\u00ednh b\u1ec7nh nh\u00e2n. Tr\u00ean th\u1ef1c t\u1ebf, vi\u1ec7c \u0111\u1ebfn Khoa C\u1ea5p c\u1ee9u m\u00e0 kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m th\u01b0\u1eddng \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c ph\u1ea3i thanh to\u00e1n c\u00e1c chi ph\u00ed cho vi\u1ec7c ph\u00e2n lo\u1ea1i b\u1ec7nh nh\u00e2n, kh\u00e1m b\u00e1c s\u0129, x\u00e9t nghi\u1ec7m, thu\u1ed1c men, c\u00e1c th\u1ee7 thu\u1eadt y t\u1ebf v\u00e0 th\u1eddi gian theo d\u00f5i (n\u1ebfu c\u00f3). Do \u0111\u00f3, b\u1ea1n n\u00ean t\u00ecm hi\u1ec3u tr\u01b0\u1edbc v\u1ec1 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng n\u00e0y <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/he-thong-cham-soc-suc-khoe\/\">h\u1ec7 th\u1ed1ng ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe<\/a> v\u00e0 nh\u1eefng lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0o ch\u1ee9ng minh quy\u1ec1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">Trong tr\u01b0\u1eddng h\u1ee3p c\u1ea5p c\u1ee9u, b\u1ec7nh nh\u00e2n s\u1ebd \u0111\u01b0\u1ee3c c\u1ea5p c\u1ee9u ngay l\u1eadp t\u1ee9c. Vi\u1ec7c sau \u0111\u00f3 c\u00f3 ph\u1ea3i thanh to\u00e1n h\u00f3a \u0111\u01a1n hay kh\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o h\u00ecnh th\u1ee9c chi tr\u1ea3 d\u1ecbch v\u1ee5, ch\u1ee9 kh\u00f4ng ph\u1ea3i do vi\u1ec7c \u0111\u1ebfn khoa c\u1ea5p c\u1ee9u.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"kiedy-powstaje-rachunek\" class=\"kt-adv-heading\">Khi n\u00e0o th\u00ec h\u00f3a \u0111\u01a1n cho ph\u00f2ng c\u1ea5p c\u1ee9u v\u00e0 xe c\u1ee9u th\u01b0\u01a1ng \u0111\u01b0\u1ee3c l\u1eadp?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>H\u00f3a \u0111\u01a1n c\u1ea5p c\u1ee9u th\u01b0\u1eddng xu\u1ea5t hi\u1ec7n khi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f2n hi\u1ec7u l\u1ef1c ho\u1eb7c kh\u00f4ng th\u1ec3 ch\u1ee9ng minh quy\u1ec1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf. \u0110i\u1ec1u n\u00e0y c\u0169ng \u00e1p d\u1ee5ng trong tr\u01b0\u1eddng h\u1ee3p h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng bao g\u1ed3m s\u1ef1 c\u1ed1 c\u1ee5 th\u1ec3 \u0111\u00f3, m\u1ee9c b\u1ea3o hi\u1ec3m qu\u00e1 th\u1ea5p ho\u1eb7c b\u1ec7nh nh\u00e2n s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 n\u1eb1m ngo\u00e0i ph\u1ea1m vi b\u1ea3o hi\u1ec3m. Trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p, \u0111\u1ed9i c\u1ea5p c\u1ee9u y t\u1ebf v\u00e0 khoa c\u1ea5p c\u1ee9u t\u1eadp trung v\u00e0o vi\u1ec7c c\u1ee9u ch\u1eefa s\u1ee9c kh\u1ecfe. Vi\u1ec7c thanh to\u00e1n s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n sau \u0111\u00f3, sau khi x\u00e1c minh th\u00f4ng tin b\u1ec7nh nh\u00e2n v\u00e0 c\u01a1 s\u1edf t\u00e0i ch\u00ednh.<\/p>\n<p>H\u00f3a \u0111\u01a1n c\u00f3 th\u1ec3 bao g\u1ed3m m\u1ed9t s\u1ed1 giai \u0111o\u1ea1n. Giai \u0111o\u1ea1n \u0111\u1ea7u ti\u00ean l\u00e0 v\u1eadn chuy\u1ec3n b\u1eb1ng xe c\u1ea5p c\u1ee9u, giai \u0111o\u1ea1n th\u1ee9 hai l\u00e0 ti\u1ebfp nh\u1eadn t\u1ea1i khoa c\u1ea5p c\u1ee9u, giai \u0111o\u1ea1n th\u1ee9 ba l\u00e0 ch\u1ea9n \u0111o\u00e1n v\u00e0 \u0111i\u1ec1u tr\u1ecb. N\u1ebfu sau khi kh\u00e1m, b\u1ec7nh nh\u00e2n c\u1ea7n ph\u1ea3i nh\u1eadp vi\u1ec7n, chi ph\u00ed s\u1ebd t\u0103ng th\u00eam do chi ph\u00ed n\u1eb1m vi\u1ec7n, ph\u1eabu thu\u1eadt v\u00e0 thu\u1ed1c men. T\u1eeb g\u00f3c \u0111\u1ed9 c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, \u0111i\u1ec1u \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng l\u00e0 ph\u1ea3i mang theo h\u1ed9 chi\u1ebfu, th\u1ebb c\u01b0 tr\u00fa, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Nhi\u1ec1u v\u1ea5n \u0111\u1ec1 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u1ea1n ch\u1ebf n\u1ebfu ki\u1ec3m tra tr\u01b0\u1edbc <a href=\"https:\/\/insurancepoland.pl\/vi\/bao-hiem-cho-the-cu-tru\/\">b\u1ea3o hi\u1ec3m cho th\u1ebb c\u01b0 tr\u00fa<\/a> ho\u1eb7c t\u01b0 nh\u00e2n <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/bao-hiem-y-te\/bao-hiem-tu-nhan-hay-bao-hiem-y-te-quoc-gia-nfz-danh-cho-nguoi-nuoc-ngoai\/\">B\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n hay B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ)<\/a>.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf, h\u00f3a \u0111\u01a1n th\u01b0\u1eddng \u0111\u01b0\u1ee3c g\u1eedi sau v\u00e0i ng\u00e0y ho\u1eb7c v\u00e0i tu\u1ea7n. C\u01a1 s\u1edf y t\u1ebf s\u1ebd ki\u1ec3m tra c\u00e1c gi\u1ea5y t\u1edd v\u00e0 n\u1ebfu kh\u00f4ng t\u00ecm th\u1ea5y c\u01a1 s\u1edf \u0111\u1ec3 ho\u00e0n tr\u1ea3 chi ph\u00ed, h\u1ecd s\u1ebd g\u1eedi h\u00f3a \u0111\u01a1n thanh to\u00e1n tr\u1ef1c ti\u1ebfp cho b\u1ec7nh nh\u00e2n. Ch\u00ednh l\u00fac \u0111\u00f3, vi\u1ec7c \u0111\u1ebfn khoa c\u1ea5p c\u1ee9u m\u00e0 kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m s\u1ebd tr\u1edf th\u00e0nh m\u1ed9t kho\u1ea3n chi ph\u00ed th\u1ef1c t\u1ebf, ch\u1ee9 kh\u00f4ng ch\u1ec9 l\u00e0 r\u1ee7i ro tr\u00ean l\u00fd thuy\u1ebft.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"ile-moze-kosztowac-pomoc\" class=\"kt-adv-heading\">Chi ph\u00ed cho d\u1ecbch v\u1ee5 c\u1ee9u h\u1ed9 c\u00f3 th\u1ec3 l\u00e0 bao nhi\u00eau?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Khi \u0111\u01b0\u1ee3c h\u1ecfi chi ph\u00ed xe c\u1ea5p c\u1ee9u \u1edf Ba Lan l\u00e0 bao nhi\u00eau, kh\u00f4ng c\u00f3 c\u00e2u tr\u1ea3 l\u1eddi c\u1ed1 \u0111\u1ecbnh n\u00e0o. S\u1ed1 ti\u1ec1n cu\u1ed1i c\u00f9ng ph\u1ee5 thu\u1ed9c v\u00e0o lo\u1ea1i h\u00ecnh can thi\u1ec7p, khu v\u1ef1c, ph\u1ea1m vi h\u1ed7 tr\u1ee3 y t\u1ebf, th\u1eddi gian theo d\u00f5i v\u00e0 qu\u00e1 tr\u00ecnh \u0111i\u1ec1u tr\u1ecb ti\u1ebfp theo. Trong th\u1ef1c t\u1ebf, chi ph\u00ed c\u1ea5p c\u1ee9u y t\u1ebf cho ng\u01b0\u1eddi kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 bao g\u1ed3m chi ph\u00ed v\u1eadn chuy\u1ec3n, ho\u1ea1t \u0111\u1ed9ng c\u1ee7a nh\u00e2n vi\u00ean c\u1ea5p c\u1ee9u, d\u00f9ng thu\u1ed1c, tr\u1ecb li\u1ec7u oxy v\u00e0 chuy\u1ec3n \u0111\u1ebfn ph\u00f2ng c\u1ea5p c\u1ee9u. Sau \u0111\u00f3 l\u00e0 chi ph\u00ed kh\u00e1m b\u1ec7nh, x\u00e9t nghi\u1ec7m, ch\u1ee5p X-quang, ch\u1ee5p c\u1eaft l\u1edbp, kh\u00e2u v\u1ebft th\u01b0\u01a1ng, c\u1ed1 \u0111\u1ecbnh chi ho\u1eb7c nh\u1eadp vi\u1ec7n ng\u1eafn ng\u00e0y.<\/p>\n<p>C\u00e1ch an to\u00e0n nh\u1ea5t l\u00e0 xem x\u00e9t chi ph\u00ed theo m\u1ed9t kho\u1ea3ng gi\u00e1, ch\u1ee9 kh\u00f4ng ph\u1ea3i m\u1ed9t m\u1ee9c gi\u00e1 c\u1ed1 \u0111\u1ecbnh. M\u1ed9t ca can thi\u1ec7p \u0111\u01a1n gi\u1ea3n c\u00f3 th\u1ec3 t\u1ed1n v\u00e0i tr\u0103m z\u0142, nh\u01b0ng m\u1ed9t tr\u01b0\u1eddng h\u1ee3p ph\u1ee9c t\u1ea1p h\u01a1n k\u00e8m theo ch\u1ea9n \u0111o\u00e1n v\u00e0 n\u1eb1m vi\u1ec7n c\u00f3 th\u1ec3 t\u1ed1n v\u00e0i ngh\u00ecn z\u0142. Trong tr\u01b0\u1eddng h\u1ee3p ch\u1ea5n th\u01b0\u01a1ng n\u1eb7ng, ph\u1eabu thu\u1eadt ho\u1eb7c n\u1eb1m vi\u1ec7n v\u00e0i ng\u00e0y, h\u00f3a \u0111\u01a1n s\u1ebd t\u0103ng l\u00ean nhi\u1ec1u h\u01a1n n\u1eefa. Do \u0111\u00f3, c\u00e1c kh\u00e1i ni\u1ec7m nh\u01b0 chi ph\u00ed ph\u00f2ng c\u1ea5p c\u1ee9u cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u00e0 chi ph\u00ed c\u1ee9u th\u01b0\u01a1ng th\u01b0\u1eddng ph\u1ea3i \u0111\u01b0\u1ee3c ph\u00e2n t\u00edch t\u1ed5ng th\u1ec3, ch\u1ee9 kh\u00f4ng ph\u1ea3i ri\u00eang l\u1ebb.<\/p>\n<p>C\u0169ng c\u1ea7n ph\u00e2n bi\u1ec7t r\u00f5 gi\u1eefa tr\u01b0\u1eddng h\u1ee3p c\u1ea5p c\u1ee9u v\u00e0 nhu c\u1ea7u kh\u00e1m b\u1ec7nh th\u00f4ng th\u01b0\u1eddng. Khoa C\u1ea5p c\u1ee9u kh\u00f4ng th\u1ec3 thay th\u1ebf b\u00e1c s\u0129 gia \u0111\u00ecnh hay d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c ban \u0111\u00eam trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng qu\u00e1 nghi\u00eam tr\u1ecdng. Khi v\u1ea5n \u0111\u1ec1 kh\u00f4ng ph\u1ea3i l\u00e0 c\u1ea5p c\u1ee9u, b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tr\u1ee3 gi\u00fap v\u1edbi chi ph\u00ed th\u1ea5p h\u01a1n v\u00e0 nhanh ch\u00f3ng h\u01a1n qua c\u00e1c k\u00eanh kh\u00e1c, v\u00ed d\u1ee5 nh\u01b0 qua <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/he-thong-cham-soc-suc-khoe\/e-prescription-cho-nguoi-nuoc-ngoai-va-ikp-hoat-dong-nhu-the-nao\/\">\u0111\u01a1n thu\u1ed1c \u0111i\u1ec7n t\u1eed cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a> ho\u1eb7c t\u1ea1i ph\u00f2ng kh\u00e1m t\u01b0 nh\u00e2n.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 L\u1eddi khuy\u00ean th\u1ef1c t\u1ebf<\/h4>\n<p class=\"kt-blocks-info-box-text\">N\u1ebfu x\u1ea3y ra s\u1ef1 c\u1ed1 b\u1ea5t ng\u1edd, h\u00e3y gi\u1eef l\u1ea1i phi\u1ebfu th\u00f4ng tin, b\u1ea3n sao gi\u1ea5y t\u1edd, k\u1ebft qu\u1ea3 x\u00e9t nghi\u1ec7m v\u00e0 s\u1ed1 h\u1ed3 s\u01a1. Nh\u1eefng t\u00e0i li\u1ec7u n\u00e0y r\u1ea5t quan tr\u1ecdng trong qu\u00e1 tr\u00ecnh gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-dziala-ubezpieczenie-klc\" class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m KLC v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p theo KLC, b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 chi tr\u1ea3 c\u00e1c chi ph\u00ed ph\u00e1t sinh do b\u1ec7nh t\u1eadt \u0111\u1ed9t ng\u1ed9t ho\u1eb7c tai n\u1ea1n t\u1ea1i Ba Lan. Theo th\u00f4ng tin v\u1ec1 s\u1ea3n ph\u1ea9m, c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m lo\u1ea1i n\u00e0y c\u00f3 th\u1ec3 bao g\u1ed3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ph\u1eabu thu\u1eadt, ch\u1ea9n \u0111o\u00e1n, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, thu\u1ed1c men v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 do trung t\u00e2m c\u1ea5p c\u1ee9u cung c\u1ea5p. M\u1ed9t y\u1ebfu t\u1ed1 quan tr\u1ecdng kh\u00e1c l\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3, t\u1ee9c l\u00e0 h\u1ed7 tr\u1ee3 t\u1ed5 ch\u1ee9c v\u00e0 th\u01b0\u1eddng bao g\u1ed3m chi ph\u00ed v\u1eadn chuy\u1ec3n y t\u1ebf.<\/p>\n<p>B\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3 y t\u1ebf th\u01b0\u1eddng \u0111\u1eb7c bi\u1ec7t h\u1eefu \u00edch trong tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh nh\u00e2n ch\u01b0a quen v\u1edbi h\u1ec7 th\u1ed1ng y t\u1ebf Ba Lan, kh\u00f4ng bi\u1ebft n\u00ean \u0111\u1ebfn c\u01a1 s\u1edf y t\u1ebf n\u00e0o ho\u1eb7c c\u1ea7n ph\u01b0\u01a1ng ti\u1ec7n di chuy\u1ec3n gi\u1eefa c\u00e1c c\u01a1 s\u1edf y t\u1ebf. T\u00f9y thu\u1ed9c v\u00e0o lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, c\u00f3 th\u1ec3 s\u1eafp x\u1ebfp vi\u1ec7c \u0111i\u1ec1u tr\u1ecb, t\u01b0 v\u1ea5n, v\u1eadn chuy\u1ec3n y t\u1ebf ho\u1eb7c ch\u0103m s\u00f3c ti\u1ebfp theo sau khi xu\u1ea5t vi\u1ec7n. \u0110i\u1ec1u n\u00e0y gi\u00fap gi\u1ea3m r\u1ee7i ro r\u1eb1ng b\u1ec7nh nh\u00e2n ph\u1ea3i t\u1ef1 chi tr\u1ea3 to\u00e0n b\u1ed9 chi ph\u00ed tr\u01b0\u1edbc, r\u1ed3i m\u1edbi l\u00e0m th\u1ee7 t\u1ee5c xin ho\u00e0n tr\u1ea3 sau.<\/p>\n<p>Tuy nhi\u00ean, b\u1ea1n c\u1ea7n \u0111\u1ecdc k\u1ef9 ph\u1ea1m vi b\u1ea3o hi\u1ec3m. Kh\u00f4ng ph\u1ea3i m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec1u ho\u1ea1t \u0111\u1ed9ng gi\u1ed1ng nhau. C\u00e1c y\u1ebfu t\u1ed1 quan tr\u1ecdng bao g\u1ed3m m\u1ee9c gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb, \u0111\u1ecbnh ngh\u0129a v\u1ec1 b\u1ec7nh \u0111\u1ed9t ng\u1ed9t v\u00e0 ngh\u0129a v\u1ee5 li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u. M\u1ed9t \u0111i\u1ec3m kh\u1edfi \u0111\u1ea7u t\u1ed1t l\u00e0 xem x\u00e9t k\u1ef9 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m <a href=\"https:\/\/insurancepoland.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i KLC<\/a> v\u00e0 so s\u00e1nh v\u1edbi c\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft \u0111\u1ec3 c\u01b0 tr\u00fa ho\u1eb7c l\u00e0m vi\u1ec7c t\u1ea1i Ba Lan.<\/p>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u00f4ng th\u01b0\u1eddng, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m bao g\u1ed3m nh\u1eefng g\u00ec:<\/strong> Ph\u00f2ng c\u1ea5p c\u1ee9u, nh\u1eadp vi\u1ec7n, c\u00e1c x\u00e9t nghi\u1ec7m, c\u00e1c th\u1ee7 thu\u1eadt ngo\u1ea1i tr\u00fa v\u00e0 thu\u1ed1c sau khi x\u1ea3y ra t\u00ecnh hu\u1ed1ng kh\u1ea9n c\u1ea5p.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Vai tr\u00f2 c\u1ee7a d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3:<\/strong> t\u1ed5 ch\u1ee9c \u0111i\u1ec1u tr\u1ecb, v\u1eadn chuy\u1ec3n y t\u1ebf v\u00e0 h\u1ed7 tr\u1ee3 t\u1eeb trung t\u00e2m c\u1ea5p c\u1ee9u.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd:<\/strong> gi\u1edbi h\u1ea1n m\u1ee9c b\u1ea3o hi\u1ec3m, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m v\u00e0 ngh\u0129a v\u1ee5 th\u00f4ng b\u00e1o thi\u1ec7t h\u1ea1i.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Hi\u1ec7u qu\u1ea3 quan tr\u1ecdng nh\u1ea5t:<\/strong> gi\u1ea3m thi\u1ec3u nguy c\u01a1 ph\u1ea3i tr\u1ea3 m\u1ed9t kho\u1ea3n ti\u1ec1n l\u1edbn khi \u0111\u1ebfn ph\u00f2ng c\u1ea5p c\u1ee9u m\u00e0 kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 lu\u00f4n ph\u1ea3i thanh to\u00e1n h\u00f3a \u0111\u01a1n kh\u00e1m c\u1ea5p c\u1ee9u t\u1ea1i Ba Lan kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng v\u1eady. H\u00f3a \u0111\u01a1n ch\u1ee7 y\u1ebfu xu\u1ea5t hi\u1ec7n khi kh\u00f4ng c\u00f3 c\u01a1 s\u1edf \u0111\u1ec3 Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ), Th\u1ebb B\u1ea3o hi\u1ec3m Y t\u1ebf Ch\u00e2u \u00c2u (EKUZ) ho\u1eb7c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb. N\u1ebfu ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f2n hi\u1ec7u l\u1ef1c v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m bao g\u1ed3m c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p, chi ph\u00ed c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3.<\/p>\n<h3>Chi ph\u00ed \u0111i xe c\u1ea5p c\u1ee9u \u1edf Ba Lan l\u00e0 bao nhi\u00eau n\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m?<\/h3>\n<p>Kh\u00f4ng c\u00f3 m\u1ee9c gi\u00e1 c\u1ed1 \u0111\u1ecbnh cho m\u1ecdi tr\u01b0\u1eddng h\u1ee3p. Chi ph\u00ed ph\u1ee5 thu\u1ed9c v\u00e0o lo\u1ea1i h\u00ecnh can thi\u1ec7p, c\u00e1c d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng c\u0169ng nh\u01b0 qu\u00e1 tr\u00ecnh \u0111i\u1ec1u tr\u1ecb ti\u1ebfp theo sau khi \u0111\u1ebfn b\u1ec7nh vi\u1ec7n. Tr\u00ean th\u1ef1c t\u1ebf, h\u00f3a \u0111\u01a1n c\u00f3 th\u1ec3 bao g\u1ed3m c\u1ea3 chi ph\u00ed v\u1eadn chuy\u1ec3n l\u1eabn c\u00e1c ho\u1ea1t \u0111\u1ed9ng y t\u1ebf c\u1ee7a \u0111\u1ed9i c\u1ea5p c\u1ee9u.<\/p>\n<h3>Ph\u00f2ng c\u1ea5p c\u1ee9u c\u00f3 ti\u1ebfp nh\u1eadn b\u1ec7nh nh\u00e2n kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p, Khoa C\u1ea5p c\u1ee9u s\u1ebd cung c\u1ea5p d\u1ecbch v\u1ee5 y t\u1ebf b\u1ea5t k\u1ec3 b\u1ec7nh nh\u00e2n c\u00f3 b\u1ea3o hi\u1ec3m hay kh\u00f4ng. \u01afu ti\u00ean h\u00e0ng \u0111\u1ea7u l\u00e0 c\u1ee9u ch\u1eefa s\u1ee9c kh\u1ecfe ho\u1eb7c t\u00ednh m\u1ea1ng. V\u1ea5n \u0111\u1ec1 thanh to\u00e1n s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft sau khi ho\u00e0n t\u1ea5t vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5.<\/p>\n<h3>Trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p, n\u00ean mang theo nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o?<\/h3>\n<p>T\u1ed1t nh\u1ea5t l\u00e0 b\u1ea1n n\u00ean mang theo h\u1ed9 chi\u1ebfu ho\u1eb7c gi\u1ea5y t\u1edd t\u00f9y th\u00e2n kh\u00e1c, th\u1ebb c\u01b0 tr\u00fa, th\u00f4ng tin v\u1ec1 ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng, s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 th\u00f4ng tin li\u00ean h\u1ec7 c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m. Th\u1ebb EKUZ c\u0169ng r\u1ea5t h\u1eefu \u00edch n\u1ebfu b\u1ea1n \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n s\u1eed d\u1ee5ng. Ngo\u00e0i ra, b\u1ea1n c\u0169ng n\u00ean n\u1eafm r\u00f5 c\u00e1c quy \u0111\u1ecbnh <a href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/cau-hoi-thuong-gap-va-loi-khuyen\/\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p v\u00e0 l\u1eddi khuy\u00ean<\/a> v\u1ec1 b\u1ea3o hi\u1ec3m v\u00e0 \u0111i\u1ec1u tr\u1ecb y t\u1ebf t\u1ea1i Ba Lan.<\/p>\n<h3>Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m KLC c\u00f3 chi tr\u1ea3 cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u1ea5p c\u1ee9u t\u1ea1i khoa c\u1ea5p c\u1ee9u kh\u00f4ng?<\/h3>\n<p>\u0110i\u1ec1u n\u00e0y th\u01b0\u1eddng x\u1ea3y ra n\u1ebfu h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m bao g\u1ed3m c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u1ed1m \u0111\u1ed9t ng\u1ed9t ho\u1eb7c tai n\u1ea1n b\u1ea5t ng\u1edd t\u1ea1i Ba Lan. Tuy nhi\u00ean, ph\u1ea1m vi b\u1ea3o hi\u1ec3m ph\u1ee5 thu\u1ed9c v\u00e0o \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU), m\u1ee9c b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb. Tr\u01b0\u1edbc khi mua, b\u1ea1n c\u1ea7n ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng c\u00f3 bao g\u1ed3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ch\u1ea9n \u0111o\u00e1n v\u00e0 v\u1eadn chuy\u1ec3n y t\u1ebf hay kh\u00f4ng.<\/p>\n<h3>B\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3 c\u00f3 chi tr\u1ea3 chi ph\u00ed xe c\u1ee9u th\u01b0\u01a1ng kh\u00f4ng?<\/h3>\n<p>D\u1ecbch v\u1ee5 n\u00e0y c\u00f3 th\u1ec3 chi tr\u1ea3 ho\u1eb7c s\u1eafp x\u1ebfp d\u1ecbch v\u1ee5 v\u1eadn chuy\u1ec3n y t\u1ebf, nh\u01b0ng \u0111i\u1ec1u n\u00e0y t\u00f9y thu\u1ed9c v\u00e0o t\u1eebng g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3. Trong m\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 ho\u1ea1t \u0111\u1ed9ng th\u00f4ng qua trung t\u00e2m c\u1ea5p c\u1ee9u v\u00e0 y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng li\u00ean h\u1ec7 tr\u01b0\u1edbc. Lu\u00f4n c\u1ea7n ki\u1ec3m tra c\u00e1c gi\u1edbi h\u1ea1n c\u0169ng nh\u01b0 \u0111\u1ecbnh ngh\u0129a v\u1ec1 v\u1eadn chuy\u1ec3n y t\u1ebf trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung.<\/p>\n<h3>Ph\u1ea3i l\u00e0m g\u00ec sau khi nh\u1eadn \u0111\u01b0\u1ee3c h\u00f3a \u0111\u01a1n t\u1eeb ph\u00f2ng c\u1ea5p c\u1ee9u ho\u1eb7c b\u1ec7nh vi\u1ec7n?<\/h3>\n<p>Tr\u01b0\u1edbc ti\u00ean, c\u1ea7n ki\u1ec3m tra xem c\u01a1 s\u1edf y t\u1ebf c\u00f3 \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 hay kh\u00f4ng v\u00e0 li\u1ec7u chi ph\u00ed \u0111i\u1ec1u tr\u1ecb c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3 hay kh\u00f4ng. Sau \u0111\u00f3, b\u1ea1n n\u00ean th\u00f4ng b\u00e1o ngay v\u1ec1 v\u1ee5 vi\u1ec7c cho c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u00ednh k\u00e8m phi\u1ebfu th\u00f4ng tin, h\u00f3a \u0111\u01a1n c\u00f9ng gi\u1ea5y x\u00e1c nh\u1eadn s\u1ef1 c\u1ed1. Ph\u1ea3n \u1ee9ng c\u00e0ng nhanh, vi\u1ec7c gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng s\u1ebd c\u00e0ng d\u1ec5 d\u00e0ng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Chi ph\u00ed kh\u00e1m c\u1ea5p c\u1ee9u (SOR) cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u00e0 chi ph\u00ed xe c\u1ea5p c\u1ee9u t\u1ea1i Ba Lan ch\u1ee7 y\u1ebfu ph\u1ee5 thu\u1ed9c v\u00e0o ngu\u1ed3n t\u00e0i tr\u1ee3 cho c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf. Trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p, s\u1ef1 tr\u1ee3 gi\u00fap s\u1ebd \u0111\u01b0\u1ee3c cung c\u1ea5p ngay l\u1eadp t\u1ee9c, nh\u01b0ng vi\u1ec7c \u0111\u1ebfn ph\u00f2ng c\u1ea5p c\u1ee9u m\u00e0 kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn h\u00f3a \u0111\u01a1n chi ph\u00ed v\u1eadn chuy\u1ec3n, ch\u1ea9n \u0111o\u00e1n v\u00e0 \u0111i\u1ec1u tr\u1ecb. Do \u0111\u00f3, tr\u01b0\u1edbc khi \u0111\u1ebfn Ba Lan, b\u1ea1n n\u00ean chu\u1ea9n b\u1ecb s\u1eb5n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m KLC v\u00e0 b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3. \u0110\u00e2y l\u00e0 c\u00e1ch \u0111\u01a1n gi\u1ea3n nh\u1ea5t \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p kh\u00f4ng \u0111\u1ed3ng ngh\u0129a v\u1edbi chi ph\u00ed cao ph\u1ea3i t\u1ef1 chi tr\u1ea3. N\u1ebfu b\u1ea1n mu\u1ed1n gi\u1ea3m thi\u1ec3u r\u1ee7i ro, h\u00e3y so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 s\u1eb5n v\u00e0 ki\u1ec3m tra ph\u1ea1m vi b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi kh\u1edfi h\u00e0nh ho\u1eb7c b\u1eaft \u0111\u1ea7u chuy\u1ebfn \u0111i.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Chi ph\u00ed c\u1ea5p c\u1ee9u l\u00e0 kho\u1ea3n ph\u00ed c\u00f3 th\u1ec3 ph\u00e1t sinh khi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ea5p c\u1ee9u ho\u1eb7c khoa c\u1ea5p c\u1ee9u t\u1ea1i b\u1ec7nh vi\u1ec7n \u1edf Ba Lan m\u00e0 kh\u00f4ng\u2026<\/p>","protected":false},"author":2,"featured_media":3666,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[19],"tags":[27,31,32,25,29],"class_list":["post-3667","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-koszty-leczenia","tag-koszty-leczenia-cudzoziemca","tag-nfz","tag-prywatna-polisa-zdrowotna","tag-ubezpieczenie-dla-cudzoziemca","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Koszt SOR dla cudzoziemca: kiedy jest rachunek - Insurance Poland<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a koszt SOR dla cudzoziemca, ile kosztuje karetka w Polsce i kiedy pogotowie wystawia rachunek bez ubezpieczenia.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insurancepoland.pl\/vi\/huong-dan\/chi-phi-dieu-tri\/chi-phi-lam-the-cu-tru-cho-nguoi-nuoc-ngoai-khi-co-hoa-don\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Koszt SOR dla cudzoziemca: kiedy jest rachunek\" \/>\n<meta property=\"og:description\" content=\"Sprawd\u017a koszt SOR dla cudzoziemca, ile kosztuje karetka w Polsce i kiedy 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