{"id":3664,"date":"2026-05-26T15:50:34","date_gmt":"2026-05-26T13:50:34","guid":{"rendered":"https:\/\/insurancepoland.pl\/nieskategoryzowane\/ubezpieczenie-do-wizy-schengen-wymagania-polis\/"},"modified":"2026-09-04T23:33:33","modified_gmt":"2026-09-04T21:33:33","slug":"schengen-vi%cc%87ze-poli%cc%87ce-sartlari-i%cc%87ci%cc%87n-si%cc%87gorta","status":"publish","type":"post","link":"https:\/\/insurancepoland.pl\/tr\/poradnik\/wizy-i-dokumenty\/ubezpieczenie-do-wizy-schengen-wymagania-polis\/","title":{"rendered":"Schengen vize sigortas\u0131 - poli\u00e7e gereklilikleri"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>Schengen politikas\u0131<\/strong> Schengen vizesine ba\u015fvururken, kal\u0131\u015f\u0131n\u0131z s\u0131ras\u0131nda t\u0131bbi tedavi ve yard\u0131m masraflar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in gerekli olan sigortad\u0131r. \u00c7o\u011fu ba\u015fvuru sahibi i\u00e7in, belgenin asgari 30.000 \u20ac teminat tutar\u0131 ve yeterli b\u00f6lgesel kapsam dahil olmak \u00fczere konsolosluk gerekliliklerini kar\u015f\u0131lamas\u0131 \u00e7ok \u00f6nemlidir. Bu makalede, Schengen vizesi i\u00e7in sigortan\u0131n ne oldu\u011funu, Schengen sigorta gerekliliklerinin neler oldu\u011funu, sigortan\u0131n neleri i\u00e7ermesi gerekti\u011fini ve pratikte bir Schengen poli\u00e7esi \u00f6rne\u011finin neye benzedi\u011fini a\u00e7\u0131kl\u0131yoruz.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"\u0130\u00e7indekiler tablosu\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\u0130\u00e7indekiler tablosu<\/h4>\n<ol>\n<li><a href=\"#czym-jest-ubezpieczenie-schengen\">Schengen vizesi i\u00e7in sigorta nedir?<\/a><\/li>\n<li><a href=\"#jakie-sa-wymagania\">Schengen sigorta gereklilikleri nelerdir?<\/a><\/li>\n<li><a href=\"#co-powinna-zawierac-polisa\">Politika neleri i\u00e7ermelidir?<\/a><\/li>\n<li><a href=\"#przyklad-polisy-schengen\">Schengen politikas\u0131n\u0131n bir \u00f6rne\u011fi neye benziyor?<\/a><\/li>\n<li><a href=\"#faq\">S\u0131k\u00e7a sorulan sorular<\/a><\/li>\n<li><a href=\"#podsumowanie\">\u00d6zet<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-ubezpieczenie-schengen\" class=\"kt-adv-heading\">Schengen vizesi i\u00e7in sigorta nedir?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Schengen vize sigortas\u0131, vize ba\u015fvurusunda bulunan Schengen \u00fcyesi olmayan yolcular i\u00e7in tasarlanm\u0131\u015f bir seyahat poli\u00e7esidir. Amac\u0131, seyahat eden ki\u015finin Schengen vizesini g\u00fcvence alt\u0131na alaca\u011f\u0131n\u0131 teyit etmektir. <a href=\"https:\/\/insurancepoland.pl\/tr\/bi%cc%87r-yabancinin-saglik-masraflari-kktc\/\">t\u0131bbi gider sigortas\u0131<\/a> Konaklaman\u0131z s\u0131ras\u0131nda ani bir hastal\u0131k veya kaza durumunda.<\/p>\n<p>Uygulamada, konsolosluk veya vize merkezi sadece bir poli\u00e7eye sahip olmay\u0131 de\u011fil, ayn\u0131 zamanda bunun gerekliliklere uygunlu\u011funu da de\u011ferlendirir. Sigorta bedeli, teminat kapsam\u0131, ge\u00e7erlilik s\u00fcresi ve b\u00f6lgesel alan\u0131n hepsi \u00f6nemlidir. Schengen poli\u00e7eleri i\u00e7in kullan\u0131lan \u00fcr\u00fcn verilerinden, Schengen \u00fclkelerini kapsayan 30.000 \u20ac veya 60.000 \u20ac sigorta bedeline sahip se\u00e7eneklerin standart olarak mevcut oldu\u011fu anla\u015f\u0131lmaktad\u0131r.<\/p>\n<p>B\u00f6yle bir poli\u00e7e sadece bir seyahat eklentisi de\u011fildir. Bir ba\u015fvurunun eksiksizli\u011fini belirleyebilecek belgelerden biridir. Bu nedenle, sat\u0131n almadan \u00f6nce, kapsam\u0131 a\u015fa\u011f\u0131daki belgelerde de a\u00e7\u0131klanan bilgilerle kar\u015f\u0131la\u015ft\u0131rmaya de\u011fer <a href=\"https:\/\/insurancepoland.pl\/tr\/vi%cc%87ze-si%cc%87gortasi\/\">vi\u0307ze si\u0307gortasi<\/a> ve belgenin b\u00fcy\u00fckel\u00e7ilikler, konsolosluklar ve vize merkezleri taraf\u0131ndan kabul edildi\u011finden emin olun.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 \u0130pucu<\/h4>\n<p class=\"kt-blocks-info-box-text\">Vize ba\u015fvurusunda bulunuyorsan\u0131z, poli\u00e7eyi ancak kal\u0131\u015f s\u00fcrenizin tamam\u0131n\u0131 ve t\u00fcm Schengen \u00fclkelerini kapsad\u0131\u011f\u0131n\u0131 kontrol ettikten sonra sat\u0131n al\u0131n.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jakie-sa-wymagania\" class=\"kt-adv-heading\">Schengen sigorta gereklilikleri nelerdir?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>En s\u0131k belirtilen gereklilik asgari teminat tutar\u0131d\u0131r. Schengen poli\u00e7esi \u20ac30000 ifadesi tesad\u00fcfi de\u011fildir, \u00e7\u00fcnk\u00fc bu vize ba\u015fvurusunda standart minimum teminat seviyesidir. Pratikte bu, sigortac\u0131n\u0131n s\u00f6zle\u015fme kapsam\u0131ndaki bir ve t\u00fcm olaylar i\u00e7in en az 30.000 \u20ac'ya kadar olan t\u0131bbi masraflar\u0131 kar\u015f\u0131lamas\u0131 gerekti\u011fi anlam\u0131na gelir.<\/p>\n<p>\u0130kinci \u00f6nemli ko\u015ful ise b\u00f6lgesel kapsamd\u0131r. Poli\u00e7e, beyan edilen seyahat s\u00fcresinin tamam\u0131 boyunca Schengen b\u00f6lgesinde ge\u00e7erli olmal\u0131d\u0131r. Teminat\u0131n s\u00fcreklili\u011fi de \u00f6nemlidir. Belge, giri\u015f tarihinden sonra ba\u015flamamal\u0131 veya ayr\u0131l\u0131\u015f tarihinden \u00f6nce sona ermemelidir.<\/p>\n<p>Uygulamada, ofisler poli\u00e7enin ani hastal\u0131klar\u0131, kaza sonu\u00e7lar\u0131n\u0131, \u00fclkesine geri g\u00f6nderilmeyi ve t\u0131bbi nakli kapsay\u0131p kapsamad\u0131\u011f\u0131na bakar. Baz\u0131 \u00fcr\u00fcnler s\u0131n\u0131rl\u0131 bir limit dahilinde acil di\u015f bak\u0131m\u0131n\u0131 da kapsamaktad\u0131r. Var\u0131\u015fta t\u0131bbi yard\u0131m\u0131n kullan\u0131m\u0131n\u0131 daha iyi anlamak istiyorsan\u0131z, a\u015fa\u011f\u0131daki materyale de bak\u0131n <a href=\"https:\/\/insurancepoland.pl\/tr\/rehber\/saglik-sistemi\/\">sa\u011fl\u0131k sistemi<\/a> Polonya'da.<\/p>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Minimum miktar:<\/strong> en az 30.000 Avro.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u00f6lge:<\/strong> politikada belirtilen t\u00fcm Schengen \u00fclkeleri.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>D\u00f6nem:<\/strong> Koruma kesintiye u\u011framadan tam kal\u0131\u015f s\u00fcresi.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Kapsam:<\/strong> t\u0131bbi masraflar, t\u0131bbi yard\u0131m, nakliye ve \u00fclkesine geri g\u00f6nderme.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Belge:<\/strong> okunakl\u0131 poli\u00e7e veya sertifika ba\u015fvuru \u00fczerine ibraz edilecektir.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"co-powinna-zawierac-polisa\" class=\"kt-adv-heading\">Politika neleri i\u00e7ermelidir?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Sigortan\u0131n neleri i\u00e7ermesi gerekti\u011fi sorusu \u00e7ok s\u0131k g\u00fcndeme gelmektedir, zira kapsam \u00e7ok dar ise 30.000 \u20ac tek ba\u015f\u0131na yeterli de\u011fildir. \u0130yi bir poli\u00e7e, sigortal\u0131n\u0131n ayr\u0131nt\u0131lar\u0131n\u0131, teminat s\u00fcresini, ge\u00e7erlilik \u00fclkelerini, sigorta bedelini ve teminat alt\u0131na al\u0131nan faydalar\u0131 a\u00e7\u0131k\u00e7a belirtmelidir.<\/p>\n<p>Uygulamada, t\u0131bbi gider sigortas\u0131 temel ta\u015f\u0131 olu\u015fturmaktad\u0131r. Bu, ani hastal\u0131k ve kaza durumunda yard\u0131m\u0131 kapsar. Schengen \u00fcr\u00fcnleri ayr\u0131ca kaza sigortas\u0131 ve asistans gibi ek unsurlara da sahiptir. Kaza sigortas\u0131 kazalar\u0131n sonu\u00e7lar\u0131n\u0131, asistans ise yard\u0131m\u0131n organize edilmesini, bir acil durum merkeziyle temas\u0131 ve tedavi veya nakil i\u00e7in deste\u011fi kapsar.<\/p>\n<p>Sorumluluk istisnalar\u0131n\u0131 okumakta fayda vard\u0131r. Sunulan sigorta h\u00fck\u00fcm ve ko\u015fullar\u0131ndan, sava\u015f, kas\u0131tl\u0131 eylemler, belirli y\u00fcksek riskli sporlar veya ilk \u00f6nce bir acil durum merkezine ba\u015fvurulmadan yap\u0131lan masraflardan kaynaklanan hasarlar yayg\u0131n bir s\u0131n\u0131rlamad\u0131r. Bu \u00f6nemlidir \u00e7\u00fcnk\u00fc g\u00f6r\u00fcn\u00fc\u015fte geni\u015f bir poli\u00e7e her durumda i\u015fe yaramayabilir.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Nelere dikkat etmeli<\/h4>\n<p class=\"kt-blocks-info-box-text\">T&amp;C'ler acil durum merkeziyle \u00f6nceden ileti\u015fime ge\u00e7menizi gerektiriyorsa, bildirim yapmadan tedavi i\u00e7in \u00f6deme yapman\u0131z geri \u00f6demeyi zorla\u015ft\u0131rabilir.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"przyklad-polisy-schengen\" class=\"kt-adv-heading\">Schengen politikas\u0131n\u0131n bir \u00f6rne\u011fi neye benziyor?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Schengen politikas\u0131n\u0131n bir \u00f6rne\u011fi basit bir model \u00fczerinde a\u00e7\u0131klanabilir. Bir yabanc\u0131n\u0131n Polonya ve Almanya'da 20 g\u00fcn kalmay\u0131 planlad\u0131\u011f\u0131n\u0131 varsayal\u0131m. T\u00fcm Schengen b\u00f6lgesinde ge\u00e7erli, ani hastal\u0131k ve kaza sonras\u0131 t\u0131bbi masraflar\u0131, belirli bir limite kadar acil di\u015f bak\u0131m\u0131n\u0131, \u00fclkesine geri g\u00f6nderilmeyi ve \u00f6len ki\u015finin naklini kapsayan 30.000 \u20ac tutar\u0131nda bir poli\u00e7e se\u00e7iyor.<\/p>\n<p>Geni\u015fletilmi\u015f se\u00e7enek, asgari tutar yerine 60.000 \u20ac tutar\u0131nda bir mebla\u011f ve daha geni\u015f bir yard\u0131m paketi i\u00e7erebilir. Bu se\u00e7enek, seyahat daha uzun oldu\u011funda, birka\u00e7 \u00fclkeyi kapsad\u0131\u011f\u0131nda veya ya\u015fl\u0131 bir ki\u015fiyi i\u00e7erdi\u011finde yararl\u0131 olabilir. Belgenin kendisi poli\u00e7e numaras\u0131n\u0131, d\u00fczenleyenin ayr\u0131nt\u0131lar\u0131n\u0131, sigortal\u0131n\u0131n ayr\u0131nt\u0131lar\u0131n\u0131 ve teminat\u0131n gerekli alanda y\u00fcr\u00fcrl\u00fckte oldu\u011funun onay\u0131n\u0131 i\u00e7ermelidir.<\/p>\n<p>Sat\u0131n almadan \u00f6nce, vize politikas\u0131n\u0131 web sitesinde a\u00e7\u0131klanan di\u011fer \u00e7\u00f6z\u00fcmlerle kar\u015f\u0131la\u015ft\u0131rmak iyi bir fikirdir, \u00f6rne\u011fin k\u0131lavuzda <a href=\"https:\/\/insurancepoland.pl\/tr\/rehber\/saglik-sigortasi\/yabancilar-icin-ozel-sigorta-veya-nfz\/\">\u00d6zel veya Ulusal Sa\u011fl\u0131k Sigortas\u0131<\/a> ve a\u015fa\u011f\u0131daki materyalde <a href=\"https:\/\/insurancepoland.pl\/tr\/ikamet-karti-icin-sigorta\/\">ikamet kart\u0131 i\u00e7in sigorta<\/a>. Bu, bir seyahat poli\u00e7esi ile Polonya'da daha uzun s\u00fcre kalmak i\u00e7in gereken koruma aras\u0131nda ayr\u0131m yap\u0131lmas\u0131na yard\u0131mc\u0131 olur.<\/p>\n<h3>Belge \u00f6\u011felerine \u00f6rnekler<\/h3>\n<p>Tipik bir vize poli\u00e7esinde ad\u0131n\u0131z, teminat tarihleri, ge\u00e7erlilik b\u00f6lgesi, sigorta tutar\u0131 ve teminatlar\u0131n bir listesi yer al\u0131r. Ayr\u0131ca sigortac\u0131y\u0131 ve yard\u0131m merkezinin ileti\u015fim bilgilerini de belirtmelidir. Ofis i\u00e7in belgenin okunakl\u0131 ve a\u00e7\u0131k\u00e7a do\u011frulanabilir olmas\u0131 \u00f6nemlidir.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">S\u0131k\u00e7a sorulan sorular<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>Schengen vizesi i\u00e7in sigorta zorunlu mu?<\/h3>\n<p>Evet, pratikte Schengen vizesi ba\u015fvurusu i\u00e7in temel belgelerden biridir. Politika, yolcunun kal\u0131\u015f\u0131 s\u0131ras\u0131nda t\u0131bbi ve ula\u015f\u0131m masraflar\u0131n\u0131n kar\u015f\u0131land\u0131\u011f\u0131n\u0131 teyit etmektir.<\/p>\n<h3>Schengen vizesi i\u00e7in ne kadar sigorta gereklidir?<\/h3>\n<p>Standart asgari tutar 30.000 Avro'dur. Schengen poli\u00e7esi i\u00e7in 30000 \u20ac ifadesinin bu kadar s\u0131k kullan\u0131lmas\u0131n\u0131n nedeni budur. Daha y\u00fcksek bir mebla\u011f, \u00f6rne\u011fin 60.000 \u20ac, daha geni\u015f bir g\u00fcvenlik hissi verebilir.<\/p>\n<h3>Poli\u00e7e t\u00fcm konaklamay\u0131 kapsamak zorunda m\u0131?<\/h3>\n<p>Evet, teminat planlanan seyahatin t\u00fcm s\u00fcresi boyunca ge\u00e7erli olmal\u0131d\u0131r. Poli\u00e7e kal\u0131\u015f s\u00fcresinin t\u00fcm g\u00fcnlerini veya gidilecek t\u00fcm \u00fclkeleri kapsam\u0131yorsa, yetkili makam belgeyi yetersiz bulabilir.<\/p>\n<h3>NNW ve yard\u0131m gerekli mi?<\/h3>\n<p>T\u0131bbi masraf sigortas\u0131 ve t\u0131bbi yard\u0131m ve \u00fclkesine geri g\u00f6nderme teminatlar\u0131 en \u00f6nemlileridir. Ferdi kaza ve asistans genellikle ek unsurlar olarak g\u00f6r\u00fcn\u00fcr, ancak pratikte poli\u00e7enin kullan\u0131\u015fl\u0131l\u0131\u011f\u0131n\u0131 art\u0131r\u0131r ve yard\u0131m\u0131n organize edilmesini kolayla\u015ft\u0131r\u0131r.<\/p>\n<h3>Schengen vize sigortas\u0131 neleri i\u00e7ermelidir?<\/h3>\n<p>Poli\u00e7e sigortal\u0131n\u0131n bilgilerini, teminat s\u00fcresini, teminat alan\u0131n\u0131, sigorta bedelini ve teminatlar\u0131n kapsam\u0131n\u0131 i\u00e7ermelidir. Belgede poli\u00e7e numaras\u0131n\u0131n ve sigortac\u0131n\u0131n bilgilerinin belirtilmesi de iyi bir fikirdir. Daha pratik cevaplar i\u00e7in bkz. <a href=\"https:\/\/insurancepoland.pl\/tr\/rehber\/sss-ve-ipuclari\/\">SSS ve ipu\u00e7lar\u0131<\/a>.<\/p>\n<h3>Sa\u011fl\u0131k giderleri sigortas\u0131 tek ba\u015f\u0131na yeterli mi?<\/h3>\n<p>Bu en \u00f6nemli unsurdur, ancak tek unsur de\u011fildir. Konsolosluklar ayr\u0131ca t\u0131bbi nakil, \u00fclkesine geri g\u00f6nderme ve belgenin b\u00f6lgesel ve zamansal gerekliliklere uygunlu\u011funa da dikkat eder.<\/p>\n<h3>Poli\u00e7e ile birlikte hangi belgeler g\u00f6nderilir?<\/h3>\n<p>Genellikle, poli\u00e7e veya sigorta sertifikas\u0131n\u0131n bir \u00e7\u0131kt\u0131s\u0131 di\u011fer vize belgeleriyle birlikte ba\u015fvuruya eklenir. Uygulama, ba\u015fvuru yap\u0131lan \u00fclkeye g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilece\u011finden, g\u00fcncel listeyi ilgili konsolosluktan kontrol etmekte fayda vard\u0131r.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">\u00d6zet<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Schengen vizesi i\u00e7in sigorta, resmi gerekliliklere uygun olmal\u0131 ve ayn\u0131 zamanda ger\u00e7ek seyahat i\u00e7in faydal\u0131 olmal\u0131d\u0131r. En \u00f6nemli unsurlar asgari 30.000 \u20ac'luk bir mebla\u011f, yeterli b\u00f6lgesel teminat, tam bir koruma s\u00fcresi ve t\u0131bbi masraflar, ula\u015f\u0131m ve \u00fclkesine geri g\u00f6nderme dahil olmak \u00fczere faydalard\u0131r. Sat\u0131n almadan \u00f6nce, sigortan\u0131n neleri i\u00e7ermesi gerekti\u011fini kontrol edin, T&amp;C'leri okuyun ve gidece\u011finiz yere ve seyahatinizin uzunlu\u011funa g\u00f6re uyarlanm\u0131\u015f bir poli\u00e7e se\u00e7in. Bu, do\u011fru bir vize ba\u015fvurusu ve daha sorunsuz bir konaklama \u015fans\u0131n\u0131z\u0131 art\u0131rman\u0131n basit bir yoludur.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Schengen poli\u00e7esi.... Schengen vizesine ba\u015fvururken.... kal\u0131\u015f\u0131n\u0131z s\u00fcresince t\u0131bbi tedavi ve yard\u0131m masraflar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in gerekli olan sigortad\u0131r.<\/p>","protected":false},"author":2,"featured_media":3663,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[15],"tags":[27,24,32,25,29],"class_list":["post-3664","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wizy-i-dokumenty","tag-koszty-leczenia-cudzoziemca","tag-okres-ubezpieczenia","tag-prywatna-polisa-zdrowotna","tag-ubezpieczenie-dla-cudzoziemca","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - 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