{"id":3737,"date":"2026-11-05T02:57:59","date_gmt":"2026-11-05T01:57:59","guid":{"rendered":"https:\/\/insurancepoland.pl\/?p=3737"},"modified":"2026-11-05T02:57:59","modified_gmt":"2026-11-05T01:57:59","slug":"does-the-klc-policy-for-a-residence-card-need-to-be-translated-into-polish","status":"publish","type":"post","link":"https:\/\/insurancepoland.pl\/en\/poradnik\/karta-pobytu\/czy-polise-klc-do-karty-pobytu-trzeba-tlumaczyc-na-jezyk-polski\/","title":{"rendered":"Does the KLC policy for a residence card need to be translated into Polish?"},"content":{"rendered":"

The answer depends on the language of the document, the type of proceeding, and the requirements of the agency handling the specific case. If the KLC policy was issued exclusively in a foreign language, the agency may require a Polish translation. However, this does not mean that in every case the entire set of documents\u2014the insurance policy, the General Terms and Conditions, and the supplementary certificate\u2014must automatically be translated. First, you must determine which document is intended to confirm the required circumstance. It's not worth ordering a translation without knowing what you're getting into<\/strong>, especially if the agency has already sent a notice. In that case, the most important thing is the text of a specific summons<\/strong>, the specified deadline, and the procedure for submitting additional documents. Clarifying the scope in advance helps avoid the cost of translating pages that the agency does not need, as well as the risk of omitting the correct attachment.<\/p>\n\n\n\n

\n\n

Table of contents<\/p>\n\n\n\n

    \n\n
  1. Does a KLC policy need to be translated?<\/a><\/li>\n\n\n
  2. Insurance policy, General Terms and Conditions, and certificate\u2014three different documents<\/a><\/li>\n\n\n
  3. What should be clear to the person evaluating the document?<\/a><\/li>\n\n\n
  4. How do you determine the appropriate scope of a translation?<\/a><\/li>\n\n\n
  5. Checklist Before Ordering a Translation<\/a><\/li>\n\n\n
  6. FAQ<\/a><\/li>\n\n<\/ol>\n\n<\/div><\/div>\n\n\n\n

    Does a KLC policy need to be translated?<\/h2>\n\n\n\n

    As a general rule, official proceedings are conducted in Polish. This rule also applies to applications and other documents submitted to the competent authorities performing public functions, unless specific provisions provide otherwise. In practice, it is also important to consider what the agency handling the case requires and which documents are to be included in the file.<\/p>\n\n\n\n

    The Mazovia Provincial Office instructs that documents in a foreign language be submitted along with translated into Polish by a Polish certified translator<\/strong>. This notice serves as an important point of reference, but it pertains to the procedure described by this agency. It does not automatically follow from this<\/strong>, ...that every government agency will require a translation of the exact same set of insurance documents for every case.<\/p>\n\n\n\n

    If you have received a request, carefully check which documents are listed, by when they must be submitted, and whether the agency has specified the form of translation. The agency may request that you provide additional information needed to verify the details stated in your application. Your response should therefore address the specific points in the request, rather than relying on a general checklist found online.<\/p>\n\n\n\n

    Insurance policy, General Terms and Conditions, and certificate\u2014three different documents<\/h2>\n\n\n\n

    Insurance documentation may consist of several parts, each of which serves a distinct purpose. These terms should not be used interchangeably.<\/p>\n\n\n\n

    Insurance Document<\/h3>\n\n\n\n

    Insurance Document<\/strong> It confirms the conclusion of a specific contract and contains information regarding the insured person and the selected coverage. The scope of the information depends on the product and the document template. For example, the Compensa Cudzoziemiec General Insurance Terms and Conditions of 2026 state that the insurance period is specified in the insurance contract.<\/p>\n\n\n\n

    General Insurance Terms and Conditions<\/h3>\n\n\n\n
    \n\n

    General Insurance Terms and Conditions (GITC)<\/strong> They set forth the terms of the contract and the rights and obligations of the parties. The 2020 KLC UNIQA General Terms and Conditions state that the sum insured, the coverage limit, and their sub-limits are specified both in the policy and in the table of coverage options included in the General Terms and Conditions. Therefore, both documents must sometimes be analyzed together.<\/p>\n\n\n\n

    However, there is no reason to assume that the entire General Terms and Conditions must always be translated. It is advisable to confirm the scope of the translation before commissioning a translation of several dozen pages, as the agency may not need all of them.<\/p>\n\n<\/div><\/div>\n\n\n\n

    Additional Certificate<\/h3>\n\n\n\n
    \n\n

    Additional Certificate from the Insurer<\/strong> It can serve as a summary of the information regarding the insurance contract, if the insurer provides it. One should not assume that every insurer will prepare such a document in Polish, nor that the certificate will always replace the insurance policy or the General Terms and Conditions of Insurance. Its usefulness depends on its content and on what the authorities require in a given case.<\/p>\n\n\n\n

    If there is anything in the contract that you do not understand, you can ask the insurer for an explanation. According to ERGO\u2019s General Terms and Conditions, the insured has the right to request information regarding the provisions of the contract and the General Terms and Conditions to the extent that they relate to the insured\u2019s rights and obligations.<\/p>\n\n<\/div><\/div>\n\n\n\n

    What should be clear to the person evaluating the document?<\/h2>\n\n\n\n

    The evaluator should be able to link the document to the insured person and clearly identify, among other things:<\/p>\n\n\n