{"id":3704,"date":"2026-08-31T23:58:07","date_gmt":"2026-08-31T21:58:07","guid":{"rendered":"https:\/\/insurancepoland.pl\/?p=3704"},"modified":"2026-08-31T23:58:07","modified_gmt":"2026-08-31T21:58:07","slug":"how-long-must-a-residence-card-policy-last-common-mistakes","status":"publish","type":"post","link":"https:\/\/insurancepoland.pl\/en\/poradnik\/karta-pobytu\/ile-musi-trwac-polisa-do-karty-pobytu-najczestsze-bledy\/","title":{"rendered":"How long does the insurance policy need to be valid for a residence card? Common mistakes"},"content":{"rendered":"<p class=\"wp-block-paragraph\">There is no single number of months that applies to every policy and every residence card application. What matters are the exact dates of coverage, the scope of the policy, and the requirements of the office handling the case. The Pomeranian Provincial Office states that a private insurance policy covering medical expenses within Poland should be valid on the date the decision is issued. The problem is that this date usually cannot be predicted with precision. Therefore, the insurance period should be chosen with a reasonable margin, and you should regularly check to ensure that coverage does not expire before the proceedings are concluded. Below, we explain how to interpret the dates on the policy, how the terms of different products differ, and how to avoid errors in your documentation.<\/p>\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"wp-block-paragraph\"><strong>Table of contents<\/strong><\/p>\n\n\n<ol class=\"wp-block-list\">\n\n<li><a href=\"#jak-dlugo-powinna-trwac-polisa\">How long should the insurance policy for a residence card be valid?<\/a><\/li>\n\n\n<li><a href=\"#jak-ustawic-daty-ochrony\">How do I set the start and end dates for coverage?<\/a><\/li>\n\n\n<li><a href=\"#dlaczego-okres-zalezy-od-produktu\">Why does the coverage period depend on the product?<\/a><\/li>\n\n\n<li><a href=\"#najczestsze-bledy\">Common Mistakes Regarding the Policy Term<\/a><\/li>\n\n\n<li><a href=\"#jak-przygotowac-dokumenty\">How do I prepare the insurance policy and confirmations for the authorities?<\/a><\/li>\n\n\n<li><a href=\"#faq\">FAQ: Policy Term for a Residence Card<\/a><\/li>\n\n<\/ol>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-dlugo-powinna-trwac-polisa\">How long should the insurance policy for a residence card be valid?<\/h2>\n\n\n<p class=\"wp-block-paragraph\">There is no basis for requiring every foreign national to have a single mandatory minimum policy term. The Pomeranian Provincial Office specifies a different rule: a private insurance policy must cover medical expenses within Poland and remain valid on the date the decision is issued. However, the current requirements must be confirmed with the office responsible for the specific case.<\/p>\n\n\n<p class=\"wp-block-paragraph\">This distinction is important. A 12-month period may be based on the structure of a specific product, but that does not make it a universal requirement for all agencies. On the other hand, a policy shorter than one year is not automatically acceptable simply because it was valid on the date the application was filed. It may expire before a decision is issued.<\/p>\n\n\n<p class=\"wp-block-paragraph\">First, determine what stage the proceedings are at. The approach to obtaining protection differs depending on whether the application has been filed or whether the documents are already with the agency and the decision date remains uncertain. If there is little time left before the policy expires, check the agency\u2019s requirements and arrange for a new policy well in advance. Don\u2019t wait until the last day of coverage.<\/p>\n\n\n<p class=\"wp-block-paragraph\">We discuss the basics of the purpose of such protection in more detail in the guide on <a href=\"https:\/\/insurancepoland.pl\/en\/guide\/health-insurance\/health-insurance-for-foreigners-in-poland\/\">Health Insurance for Foreigners in Poland<\/a>.<\/p>\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-ustawic-daty-ochrony\">How do I set the start and end dates for coverage?<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Start with the policy document. Find the first and last days of coverage, and then compare them with the purchase date and payment confirmation. These dates do not have to be the same. So don\u2019t assume that coverage always begins immediately after the premium is paid. The start of coverage is determined by the specific contract and the applicable General Terms and Conditions.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Later, the coverage expires at the current stage of the proceedings. Let\u2019s assume that when the application is filed, the policy is still valid for a few more months, but the office does not issue a decision during that time. The mere fact that the document was valid at the start of the case does not resolve the issue of its subsequent expiration. The information from the Pomeranian Provincial Office refers to the policy\u2019s validity on the date the decision is issued; therefore, the expiration date must be monitored even after the documents have been submitted.<\/p>\n\n\n<p class=\"wp-block-paragraph\">There is no guarantee that a policy purchased for the anticipated waiting period will always prove sufficient. The decision date may change, and the agency evaluates the documents based on the specifics of each case. A practical solution is to mark the coverage end date on your calendar and set a reminder in advance. This gives you time to review a new policy and the agency\u2019s current guidelines.<\/p>\n\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-box2046a6e1a .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-box2046a6e1a .kt-blocks-info-box-link-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}#kt-info-box2046a6e1a .kadence-info-box-icon-container .kt-info-svg-icon, #kt-info-box2046a6e1a .kt-info-svg-icon-flip, #kt-info-box2046a6e1a .kt-blocks-info-box-number{font-size:50px;}#kt-info-box2046a6e1a .kt-blocks-info-box-media{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}#kt-info-box2046a6e1a .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:0px;margin-left:15px;}#kt-info-box2046a6e1a .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}@media all and (max-width: 1024px){#kt-info-box2046a6e1a .kt-blocks-info-box-link-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}}@media all and (max-width: 767px){#kt-info-box2046a6e1a .kt-blocks-info-box-link-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}}<\/style>\n<div class=\"wp-block-kadence-infobox kt-info-box2046a6e1a has-theme-palette-8-background-color has-background\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left\"><div class=\"kt-infobox-textcontent\"><h4 class=\"kt-blocks-info-box-title\">\u26a0\ufe0f Important<\/h4><p class=\"kt-blocks-info-box-text\">Make a note of the policy\u2019s expiration date and set a reminder in advance. The policy should remain in effect on the date the decision is issued, and that date may be difficult to predict.<\/p><\/div><\/span><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"dlaczego-okres-zalezy-od-produktu\">Why does the coverage period depend on the product?<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Insurance terms and conditions vary. According to the General Terms and Conditions of TUZ Insurance from 2026, the insurance period is specified in the application, and the conclusion of the contract is confirmed by the insurance document. Unless the parties agree otherwise, the contract is concluded for 12 months. This is a standard provision of this product, with the possibility of a different arrangement, and not a universal requirement applicable to every residence card policy.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Another option is described in the Compensa Cudzoziemiec General Terms and Conditions of Insurance from 2026. The insurance period is specified in the contract, which may be concluded for one year or for a period shorter than one year. These two examples illustrate why the term \u201eannual policy\u201d is not sufficient to evaluate the document. You need to review the specific product, its General Terms and Conditions, and the dates listed in the policy.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Before signing the contract, please verify the following:<\/p>\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2046a6e1b:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2046a6e1b ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2046a6e1b ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2046a6e1b ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items2046a6e1b ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2046a6e1b kt-svg-icon-list-columns-1 alignnone kt-mobile-svg-icon-list-columns-1\">\n  <ul class=\"kt-svg-icon-list\">\n    <style>.kt-svg-icon-list-item-2046a6e1b1 .kt-svg-icon-list-single{font-size:20px !important;}.kt-svg-icon-list-item-2046a6e1b1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n    <li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2046a6e1b1 kt-svg-icon-list-style-default\"><span class=\"kadence-dynamic-icon\" data-name=\"check\" data-class=\"kt-svg-icon-list-single\"><\/span><span class=\"kt-svg-icon-list-text\">first day of coverage;<\/span><\/li>\n    \n    <style>.kt-svg-icon-list-item-2046a6e1b2 .kt-svg-icon-list-single{font-size:20px !important;}.kt-svg-icon-list-item-2046a6e1b2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n    <li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2046a6e1b2 kt-svg-icon-list-style-default\"><span class=\"kadence-dynamic-icon\" data-name=\"check\" data-class=\"kt-svg-icon-list-single\"><\/span><span class=\"kt-svg-icon-list-text\">the last day of the insurance period;<\/span><\/li>\n    \n    <style>.kt-svg-icon-list-item-2046a6e1b3 .kt-svg-icon-list-single{font-size:20px !important;}.kt-svg-icon-list-item-2046a6e1b3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n    <li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2046a6e1b3 kt-svg-icon-list-style-default\"><span class=\"kadence-dynamic-icon\" data-name=\"check\" data-class=\"kt-svg-icon-list-single\"><\/span><span class=\"kt-svg-icon-list-text\">the territory specified in the document;<\/span><\/li>\n    \n    <style>.kt-svg-icon-list-item-2046a6e1b4 .kt-svg-icon-list-single{font-size:20px !important;}.kt-svg-icon-list-item-2046a6e1b4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n    <li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2046a6e1b4 kt-svg-icon-list-style-default\"><span class=\"kadence-dynamic-icon\" data-name=\"check\" data-class=\"kt-svg-icon-list-single\"><\/span><span class=\"kt-svg-icon-list-text\">a document confirming coverage of medical expenses;<\/span><\/li>\n    \n    <style>.kt-svg-icon-list-item-2046a6e1b5 .kt-svg-icon-list-single{font-size:20px !important;}.kt-svg-icon-list-item-2046a6e1b5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n    <li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2046a6e1b5 kt-svg-icon-list-style-default\"><span class=\"kadence-dynamic-icon\" data-name=\"check\" data-class=\"kt-svg-icon-list-single\"><\/span><span class=\"kt-svg-icon-list-text\">the insured person's information;<\/span><\/li>\n    \n    <style>.kt-svg-icon-list-item-2046a6e1b6 .kt-svg-icon-list-single{font-size:20px !important;}.kt-svg-icon-list-item-2046a6e1b6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n    <li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2046a6e1b6 kt-svg-icon-list-style-default\"><span class=\"kadence-dynamic-icon\" data-name=\"check\" data-class=\"kt-svg-icon-list-single\"><\/span><span class=\"kt-svg-icon-list-text\">Rules for premium payments and documentation of installments.<\/span><\/li>\n    \n  <\/ul>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">The accident insurance policy itself does not constitute proof of insurance covering medical expenses in this proceeding. This is not an assessment of the usefulness of accident insurance in other situations. It concerns solely the function of the document submitted in the residence case.<\/p>\n\n\n<p class=\"wp-block-paragraph\">The material provides an overview of the formal context of this requirement <a href=\"https:\/\/insurancepoland.pl\/en\/guide\/law-and-regulations\/the-foreigners-act-and-health-insurance\/\">The Foreigners Act and Health Insurance<\/a>.<\/p>\n\n\n<h2 class=\"wp-block-heading\" id=\"najczestsze-bledy\">Common Mistakes Regarding the Policy Term<\/h2>\n\n\n<h3 class=\"wp-block-heading\" id=\"przyjecie-jednej-liczby-miesiecy-dla-kazdej-sprawy\">Adopting a single number of months for each case<\/h3>\n\n\n<p class=\"wp-block-paragraph\">The statement \u201ea policy must always be valid for one year\u201d is an oversimplification. The general terms and conditions of specific products provide for different contract terms. An annual policy may be the standard for a given product, but this does not prove that there is a single requirement applicable to all cases.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"sprawdzenie-wylacznie-daty-zakupu\">Checking only the purchase date<\/h3>\n\n\n<p class=\"wp-block-paragraph\">The payment date or the date the document was issued does not replace the start and end dates of coverage. Those dates indicate the period of coverage. Assuming that the purchase automatically activates coverage on the same day may lead to an incorrect interpretation of the document.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"brak-kontroli-polisy-po-zlozeniu-wniosku\">No policy verification after submitting the application<\/h3>\n\n\n<p class=\"wp-block-paragraph\">The proceedings may still be ongoing as the end of protection approaches. In such a situation, check the agency\u2019s current requirements and prepare any additional documentation in advance. However, there is no basis for claiming that every one-day delay automatically results in a denial. The consequences depend on the circumstances of the case and the assessment of the competent authority.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"dolaczenie-samego-nnw\">Including the NNW alone<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Accident insurance and insurance covering medical expenses serve different purposes. The Pomeranian Provincial Office clearly states that an accident insurance policy alone does not confirm the coverage of medical expenses required under this procedure.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"brak-potwierdzenia-oplacenia-raty\">No confirmation of payment of the installment<\/h3>\n\n\n<p class=\"wp-block-paragraph\">If the premium is paid in installments, the policy document may not be sufficient to prove payment. The Pomeranian Provincial Office recommends attaching proof of payment and presenting the original for inspection. In other parts of the country, check the current instructions from the office handling the proceedings.<\/p>\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-przygotowac-dokumenty\">How do I prepare the insurance policy and confirmations for the authorities?<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Before submitting the documents, perform a quick review. Check the policy for the start and end dates of coverage. Verify the insured person\u2019s first and last name and other details, the coverage area, and the provision regarding medical expenses. If the premium is payable in installments, keep the payment confirmation and determine what format the office expects.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Don\u2019t judge a new contract solely based on its length. A 12-month policy may have a start date that doesn\u2019t align with your situation, while a shorter-term policy may expire before your case is resolved. What matters are the actual dates and the content of the document.<\/p>\n\n\n<p class=\"wp-block-paragraph\">You can find the latest information from the Pomeranian Provincial Office regarding private insurance policies on its <a href=\"https:\/\/wsc.gdansk.uw.gov.pl\/pl\/slownik-pojec\/u\" target=\"_blank\" rel=\"noopener noreferrer\">Glossary of Terms for Foreigners<\/a>. This is a procedural guideline from a specific agency; it is not a substitute for the instructions issued by the authority conducting your proceedings.<\/p>\n\n\n<p class=\"wp-block-paragraph\">We've compiled more information about the documents and procedures in the section <a href=\"https:\/\/insurancepoland.pl\/en\/guide\/residence-card\/\">residence card<\/a>. If the guide, the policy, and the current instructions from the agency differ from one another, follow the documents that apply to your specific case and clarify the discrepancy with the agency.<\/p>\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">FAQ: Policy Term for a Residence Card<\/h2>\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"czy-polisa-do-karty-pobytu-zawsze-musi-trwac-12-miesiecy\">Does the insurance policy for a residence card always have to be valid for 12 months?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">No. This rule should not be applied to all products and procedures. The TUZ Insurance General Terms and Conditions provide for a 12-month term unless the parties agree otherwise, while the Compensa Cudzoziemiec General Terms and Conditions allow for an annual or shorter contract term. Confirm the requirements for your specific case with the appropriate authority.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-wystarczy-polisa-wazna-w-dniu-zlozenia-wniosku\">Is it sufficient to have a policy that is valid on the date the application is submitted?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">It\u2019s not worth stopping there. The Pomeranian Provincial Office points out that the policy should be valid on the date the decision is issued. If the proceedings are still ongoing, check the expiration date of the coverage and the authority\u2019s current requirements.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-sama-polisa-nnw-wystarczy-do-karty-pobytu\">Is an accident insurance policy alone sufficient to obtain a residence permit?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Not as proof of coverage for medical expenses. Official information distinguishes between accident insurance (NNW) and a policy covering medical expenses within Poland. You can also find basic explanations in our <a href=\"https:\/\/insurancepoland.pl\/en\/guide\/\">a guide for foreigners<\/a>.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-przy-platnosci-ratalnej-trzeba-dolaczyc-potwierdzenie\">Do I need to include a receipt when paying in installments?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">The Pomeranian Provincial Office recommends that, when paying in installments, you include proof of payment, with the original available for inspection. Check the format of the document required by the office handling your case.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-jednodniowa-przerwa-w-ochronie-oznacza-automatyczna-odmowe\">Does a one-day gap in coverage mean automatic denial?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">There is no basis for treating this consequence as automatic in every case. However, a gap in coverage may mean that you do not have a valid policy on a specific date. Contact the appropriate agency to determine what document you need to provide.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"co-sprawdzic-bezposrednio-przed-zakupem\">What should you check right before making a purchase?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Compare the insured\u2019s information, the coverage area, the scope of coverage, and the exact start and end dates of coverage. Read the policy and the applicable General Terms and Conditions. Also, make sure that your payment method allows you to obtain the necessary confirmation.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"wp-block-paragraph\">If the dates and coverage have already been verified, you can purchase the policy required for the residence card application online.<\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-63375db1 wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/insurancepoland.pl\/en\/medical-costs-of-a-foreigner-klc\/\">BUY ONLINE<\/a><\/div>\n\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">After making your purchase, keep your policy and payment confirmation, and compare them with the current requirements of the agency handling your case.<\/p>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Find out how long a residence card insurance policy must be valid, how to set the coverage dates, and how to avoid mistakes in the documents you submit to the authorities.<\/p>","protected":false},"author":1,"featured_media":3703,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[17],"tags":[26,27,24,23,25],"class_list":["post-3704","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-karta-pobytu","tag-dokumenty-do-karty-pobytu","tag-koszty-leczenia-cudzoziemca","tag-okres-ubezpieczenia","tag-polisa-do-karty-pobytu","tag-ubezpieczenie-dla-cudzoziemca"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ile musi trwa\u0107 polisa do karty pobytu? 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