{"id":3676,"date":"2026-06-17T16:58:47","date_gmt":"2026-06-17T14:58:47","guid":{"rendered":"https:\/\/insurancepoland.pl\/nieskategoryzowane\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/"},"modified":"2026-09-04T23:41:27","modified_gmt":"2026-09-04T21:41:27","slug":"residence-card-insurance-coverage-amount-and-scope","status":"publish","type":"post","link":"https:\/\/insurancepoland.pl\/en\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/","title":{"rendered":"Insurance for a Residence Card \u2013 Coverage Amount and Scope"},"content":{"rendered":"<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>Insurance for residence card<\/strong> This is a health insurance policy confirming that a foreign national has coverage for medical treatment during their stay in Poland. In practice, an application for a residence permit requires coverage that includes the costs of outpatient and inpatient care, as well as an appropriate minimum coverage amount. In this article, we explain which health insurance policies most commonly meet the authorities\u2019 requirements for a residence permit, what the scope of medical treatment and hospitalization coverage should be, and what to look out for before submitting your documents.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"Table of contents\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">Table of contents<\/h4>\n<ol>\n<li><a href=\"#czym-jest-ubezpieczenie\">What is insurance for a residence card?<\/a><\/li>\n<li><a href=\"#minimalna-suma\">What is the minimum coverage amount?<\/a><\/li>\n<li><a href=\"#wymagany-zakres\">What level of protection is required?<\/a><\/li>\n<li><a href=\"#jak-sprawdzic-polise\">How can I check if the policy meets the requirements?<\/a><\/li>\n<li><a href=\"#faq\">Frequently asked questions<\/a><\/li>\n<li><a href=\"#podsumowanie\">Summary<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-ubezpieczenie\" class=\"kt-adv-heading\">What is insurance for a residence card?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Insurance for a residence card is a document confirming that a foreign national has coverage for medical care costs during their legal stay in Poland. Such a policy accompanying the residence permit application is one of the required attachments when submitting the application. The authorities verify not only the fact that the foreign national has insurance coverage, but also its scope, validity period, and coverage amount.<\/p>\n<p>In practice, a foreigner\u2019s health insurance should cover medical expenses related to a sudden illness or accident. In many policies, coverage includes outpatient treatment, hospitalization, surgeries, diagnostic tests, the purchase of medications, and medical transport. It\u2019s also worth distinguishing between a travel insurance policy and a plan designed specifically for people applying for residence permits. On the website <a href=\"https:\/\/insurancepoland.pl\/en\/insurance-for-residence-card\/\">insurance for residence card<\/a> You can see what types of products are most often chosen for such purposes.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Tip<\/h4>\n<p class=\"kt-blocks-info-box-text\">The policy name alone is not enough. What matters to the authorities are the specific provisions regarding the scope of treatment, hospitalization, and the sum insured, as stated in the policy or certificate.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"minimalna-suma\" class=\"kt-adv-heading\">What is the minimum coverage amount?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>The minimum coverage amount is one of the most important factors that the authorities take into account. In the context of a foreign national\u2019s stay, the policy is most often expected to provide coverage of at least 30,000 euros. This is a common threshold for residence and visa documents; therefore, a sum that is too low may result in a request to provide additional information or in the document being challenged.<\/p>\n<p>It\u2019s worth remembering that the sum insured is the upper limit of the insurer\u2019s liability. This refers to the maximum amount up to which the insurance company will cover medical expenses. In the event of a more serious hospitalization or surgical procedure, a sum that\u2019s too low can be quickly exhausted. Therefore, when choosing a policy for a residence permit, it is safer to consider not only the premium price but also the actual usefulness of the coverage. It may also be helpful to compare it with the coverage described in <a href=\"https:\/\/insurancepoland.pl\/en\/medical-costs-of-a-foreigner-klc\/\">costs of treatment of a foreigner<\/a>, to better understand the financial risks of not having the right insurance policy.<\/p>\n<h3>Why does the minimum amount matter?<\/h3>\n<p>Hospitalization, surgery, or treatment in the emergency room can result in high costs in a short period of time. If the coverage limit is too low, the insurance may not be sufficient to fully cover medical expenses. For this reason, the agency expects a policy that provides real protection for a hospital stay, rather than one that exists only on paper.<\/p>\n<h3>What should you watch out for when it comes to the sum insured?<\/h3>\n<p>You should check whether the amount listed refers to medical expenses and not just additional coverage such as accident insurance or liability insurance. Sometimes a product advertisement highlights high figures, but what matters most for a residence card is the total amount of medical and hospitalization costs.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"wymagany-zakres\" class=\"kt-adv-heading\">What level of protection is required?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>The scope of medical treatment and hospitalization should be practical and clear. A good insurance policy for a foreign national covers, at a minimum, medical consultations, diagnostic tests, outpatient treatment, hospitalization, surgeries, necessary procedures, and medications prescribed following an incident. Insurance materials also often include provisions regarding the coordination of treatment by an emergency call center and cashless settlement of benefits.<\/p>\n<p>The provisions relating to outpatient and inpatient treatment are particularly important. The General Terms and Conditions of Insurance (OWU) state that the insurance covers the costs of inpatient treatment and surgery, as well as outpatient diagnosis and procedures. These are the elements that best meet the authorities\u2019 requirements regarding the scope of health coverage for foreign nationals. If you want to compare this option with other coverage models, it\u2019s worth checking out this article <a href=\"https:\/\/insurancepoland.pl\/en\/guide\/health-insurance\/private-or-nfz-insurance-for-a-foreigner\/\">private insurance or NHF<\/a>.<\/p>\n<h3>Key Elements of the Scope<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Outpatient treatment:<\/strong> doctor's visits, basic diagnostic tests, and minor procedures that do not require hospitalization.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Hospitalization:<\/strong> hospitalization, medical care, procedures, and treatment necessary following a sudden illness.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Operations:<\/strong> services related to surgical procedures, when medically necessary.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Medications and dressings:<\/strong> the costs of supplies needed after a visit or hospitalization.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Medical transport:<\/strong> transportation to a facility or between facilities, if required by the patient's medical condition.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>The more transparent the certificate and the General Terms and Conditions of Insurance, the easier it is to demonstrate that the regulatory authority\u2019s requirements have been met. It is helpful when the document clearly states the coverage period, the insured\u2019s details, the scope of coverage, and the sum insured, without the need for additional explanations.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Tip<\/h4>\n<p class=\"kt-blocks-info-box-text\">Before submitting your application, check to make sure the policy covers the entire planned duration of your stay. Even good coverage may be questioned if it expires too early.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-sprawdzic-polise\" class=\"kt-adv-heading\">How can I check if the policy meets the requirements?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>It\u2019s best to go through a simple checklist. First, check your personal information and the coverage period. Second, make sure the document includes the minimum coverage amount appropriate for the purpose of your stay. Third, read the General Terms and Conditions and look for provisions regarding outpatient treatment, hospital stays, medical procedures, and hospitalization costs. Fourth, verify that the document is issued in a format that is legible to the authorities.<\/p>\n<p>Experience shows that the most common problems stem from unclear certificates, treatment cost limits that are too low, or a policy whose coverage does not match the purpose of the stay. It\u2019s also worth checking whether the coverage applies within Poland and whether it contains any exclusions that undermine its usefulness. When compiling documents, information regarding the following topics can also be helpful: <a href=\"https:\/\/insurancepoland.pl\/en\/insurance-for-visa\/\">visa insurance<\/a>, because some of the rules regarding the amount and scope are similar. If a foreigner uses the Polish e-health system, this guide may also be helpful <a href=\"https:\/\/insurancepoland.pl\/en\/guide\/healthcare-system\/e-prescription-for-a-foreigner-and-ikp-how-it-works\/\">e-prescription for foreigners<\/a>.<\/p>\n<h3>A Short Checklist<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Total:<\/strong> whether the medical expenses are sufficiently high.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Scope:<\/strong> Does the policy cover outpatient care, hospital care, and hospitalization?.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Period:<\/strong> Does the coverage apply to the entire specified duration of the stay?.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Territory:<\/strong> Does the policy cover Poland?.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Document:<\/strong> Is the certificate legible and ready to be submitted to the office?.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>This verification takes just a few minutes and can save a lot of time during the administrative proceedings. In residence permit cases, it is not only the price that matters, but above all whether the policy is consistent with the purpose for which it is presented.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">Frequently asked questions<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>Is insurance required for a residence card?<\/h3>\n<p>Yes, in practice, a foreign national must demonstrate that they have coverage for medical expenses for the duration of their stay in Poland. Failure to provide an appropriate insurance policy may make it difficult to obtain a residence permit or result in a request to submit additional documents.<\/p>\n<h3>What is the minimum amount of coverage required?<\/h3>\n<p>It is generally accepted that health insurance linked to a residence card should cover medical expenses totaling at least 30,000 euros. However, it is always a good idea to check the current requirements of the relevant authority and the text of the specific decision or list of required documents.<\/p>\n<h3>Does the policy have to cover both outpatient and inpatient care?<\/h3>\n<p>Yes, a good medical document should cover both outpatient and inpatient treatment. Limiting coverage to a narrow scope alone may not be sufficient when evaluating a residence permit application.<\/p>\n<h3>Is a private insurance policy sufficient to obtain a residence permit?<\/h3>\n<p>Yes, a private insurance policy may be sufficient if it meets the agency\u2019s requirements regarding the coverage amount, scope, and duration. It must also be clearly documented. You can read more about the differences in the article <a href=\"https:\/\/insurancepoland.pl\/en\/guide\/health-insurance\/private-or-nfz-insurance-for-a-foreigner\/\">private insurance or NHF<\/a>.<\/p>\n<h3>What documents should I include with my application?<\/h3>\n<p>Most often, you will need a certificate or policy and, if necessary, the General Terms and Conditions of Insurance confirming the scope of medical treatment and hospitalization. It is a good idea for the document to include the insured person\u2019s information, the policy\u2019s validity period, and the total amount of medical expenses.<\/p>\n<h3>Will the cheapest policy be a good one?<\/h3>\n<p>Not necessarily. The cheapest plan may have a treatment cost limit that is too low or an incomplete scope of coverage. When it comes to residence permits, what matters is compliance with the authorities\u2019 requirements, not just the premium price.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">Summary<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Insurance for a residence card should combine two elements: an adequate minimum coverage amount and a realistic scope of medical treatment and hospitalization. It\u2019s safest to choose a policy that covers outpatient treatment, hospitalization, procedures, and medical expenses within Poland. Before submitting your application, check the certificate, the General Terms and Conditions, and the coverage period. If you want to avoid formal errors, choose a policy tailored to the requirements of the authorities and the purpose of your stay.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Residence card insurance is a health insurance policy confirming that a foreign national has coverage for medical treatment during their stay in Poland. In practice\u2026<\/p>","protected":false},"author":2,"featured_media":3675,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[16],"tags":[26,27,23,25,29],"class_list":["post-3676","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenia-zdrowotne","tag-dokumenty-do-karty-pobytu","tag-koszty-leczenia-cudzoziemca","tag-polisa-do-karty-pobytu","tag-ubezpieczenie-dla-cudzoziemca","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie do karty pobytu \u2013 suma i zakres - Insurance Poland<\/title>\n<meta name=\"description\" content=\"Ubezpieczenie do karty pobytu: sprawd\u017a minimaln\u0105 sum\u0119, wymagany zakres leczenia i hospitalizacji oraz wymagania urz\u0119du przed wnioskiem.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insurancepoland.pl\/en\/guide\/health-insurance\/residence-card-insurance-coverage-amount-and-scope\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ubezpieczenie do karty pobytu \u2013 suma i zakres\" \/>\n<meta property=\"og:description\" content=\"Ubezpieczenie do karty pobytu: sprawd\u017a minimaln\u0105 sum\u0119, wymagany zakres leczenia i hospitalizacji oraz wymagania urz\u0119du przed wnioskiem.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/insurancepoland.pl\/en\/guide\/health-insurance\/residence-card-insurance-coverage-amount-and-scope\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance Poland\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-17T14:58:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-04T21:41:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/insurancepoland.pl\/wp-content\/uploads\/2026\/06\/foto-3.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"2528\" \/>\n\t<meta property=\"og:image:height\" content=\"1696\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"redaktor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"redaktor\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/poradnik\\\/ubezpieczenia-zdrowotne\\\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/poradnik\\\/ubezpieczenia-zdrowotne\\\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\\\/\"},\"author\":{\"name\":\"redaktor\",\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/#\\\/schema\\\/person\\\/56888380fb863fb7b2d98de363f31701\"},\"headline\":\"Ubezpieczenie do karty pobytu \u2013 suma i zakres\",\"datePublished\":\"2026-06-17T14:58:47+00:00\",\"dateModified\":\"2026-09-04T21:41:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/poradnik\\\/ubezpieczenia-zdrowotne\\\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\\\/\"},\"wordCount\":1379,\"publisher\":{\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/poradnik\\\/ubezpieczenia-zdrowotne\\\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insurancepoland.pl\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/foto-3.webp\",\"keywords\":[\"dokumenty do karty pobytu\",\"koszty leczenia cudzoziemca\",\"polisa do karty pobytu\",\"ubezpieczenie dla cudzoziemca\",\"ubezpieczenie zdrowotne\"],\"articleSection\":[\"Ubezpieczenia zdrowotne\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/poradnik\\\/ubezpieczenia-zdrowotne\\\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\\\/\",\"url\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/poradnik\\\/ubezpieczenia-zdrowotne\\\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\\\/\",\"name\":\"Ubezpieczenie do karty pobytu \u2013 suma i zakres - Insurance Poland\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/poradnik\\\/ubezpieczenia-zdrowotne\\\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/poradnik\\\/ubezpieczenia-zdrowotne\\\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insurancepoland.pl\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/foto-3.webp\",\"datePublished\":\"2026-06-17T14:58:47+00:00\",\"dateModified\":\"2026-09-04T21:41:27+00:00\",\"description\":\"Ubezpieczenie do karty pobytu: sprawd\u017a minimaln\u0105 sum\u0119, wymagany zakres leczenia i hospitalizacji oraz wymagania urz\u0119du przed wnioskiem.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/poradnik\\\/ubezpieczenia-zdrowotne\\\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/poradnik\\\/ubezpieczenia-zdrowotne\\\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/poradnik\\\/ubezpieczenia-zdrowotne\\\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\\\/#primaryimage\",\"url\":\"https:\\\/\\\/insurancepoland.pl\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/foto-3.webp\",\"contentUrl\":\"https:\\\/\\\/insurancepoland.pl\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/foto-3.webp\",\"width\":2528,\"height\":1696,\"caption\":\"Ubezpieczenie do karty pobytu \u2013 suma i zakres\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/poradnik\\\/ubezpieczenia-zdrowotne\\\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/insurancepoland.pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ubezpieczenie do karty pobytu \u2013 suma i zakres\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/\",\"name\":\"Insurance Poland\",\"description\":\"Ubezpieczenie Koszt\u00f3w Leczenia Cudzoziemca KLC\",\"publisher\":{\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/#organization\",\"name\":\"Insurance Poland\",\"url\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/insurancepoland.pl\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/cropped-logo.webp\",\"contentUrl\":\"https:\\\/\\\/insurancepoland.pl\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/cropped-logo.webp\",\"width\":244,\"height\":68,\"caption\":\"Insurance Poland\"},\"image\":{\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/en\\\/#\\\/schema\\\/person\\\/56888380fb863fb7b2d98de363f31701\",\"name\":\"redaktor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/insurancepoland.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793894308\",\"url\":\"https:\\\/\\\/insurancepoland.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793894308\",\"contentUrl\":\"https:\\\/\\\/insurancepoland.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793894308\",\"caption\":\"redaktor\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Insurance for a Residence Card \u2013 Coverage Amount and Scope - Insurance Poland","description":"Insurance for your residence card: Check the minimum coverage amount, the required scope of medical treatment and hospitalization, and the authorities\u2019 requirements before applying.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/insurancepoland.pl\/en\/guide\/health-insurance\/residence-card-insurance-coverage-amount-and-scope\/","og_locale":"en_US","og_type":"article","og_title":"Ubezpieczenie do karty pobytu \u2013 suma i zakres","og_description":"Ubezpieczenie do karty pobytu: sprawd\u017a minimaln\u0105 sum\u0119, wymagany zakres leczenia i hospitalizacji oraz wymagania urz\u0119du przed wnioskiem.","og_url":"https:\/\/insurancepoland.pl\/en\/guide\/health-insurance\/residence-card-insurance-coverage-amount-and-scope\/","og_site_name":"Insurance Poland","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_published_time":"2026-06-17T14:58:47+00:00","article_modified_time":"2026-09-04T21:41:27+00:00","og_image":[{"width":2528,"height":1696,"url":"https:\/\/insurancepoland.pl\/wp-content\/uploads\/2026\/06\/foto-3.webp","type":"image\/webp"}],"author":"redaktor","twitter_card":"summary_large_image","twitter_misc":{"Written by":"redaktor","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/insurancepoland.pl\/en\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/#article","isPartOf":{"@id":"https:\/\/insurancepoland.pl\/en\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/"},"author":{"name":"redaktor","@id":"https:\/\/insurancepoland.pl\/en\/#\/schema\/person\/56888380fb863fb7b2d98de363f31701"},"headline":"Ubezpieczenie do karty pobytu \u2013 suma i zakres","datePublished":"2026-06-17T14:58:47+00:00","dateModified":"2026-09-04T21:41:27+00:00","mainEntityOfPage":{"@id":"https:\/\/insurancepoland.pl\/en\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/"},"wordCount":1379,"publisher":{"@id":"https:\/\/insurancepoland.pl\/en\/#organization"},"image":{"@id":"https:\/\/insurancepoland.pl\/en\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/#primaryimage"},"thumbnailUrl":"https:\/\/insurancepoland.pl\/wp-content\/uploads\/2026\/06\/foto-3.webp","keywords":["dokumenty do karty pobytu","koszty leczenia cudzoziemca","polisa do karty pobytu","ubezpieczenie dla cudzoziemca","ubezpieczenie zdrowotne"],"articleSection":["Ubezpieczenia zdrowotne"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/insurancepoland.pl\/en\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/","url":"https:\/\/insurancepoland.pl\/en\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/","name":"Insurance for a Residence Card \u2013 Coverage Amount and Scope - Insurance Poland","isPartOf":{"@id":"https:\/\/insurancepoland.pl\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/insurancepoland.pl\/en\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/#primaryimage"},"image":{"@id":"https:\/\/insurancepoland.pl\/en\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/#primaryimage"},"thumbnailUrl":"https:\/\/insurancepoland.pl\/wp-content\/uploads\/2026\/06\/foto-3.webp","datePublished":"2026-06-17T14:58:47+00:00","dateModified":"2026-09-04T21:41:27+00:00","description":"Insurance for your residence card: Check the minimum coverage amount, the required scope of medical treatment and hospitalization, and the authorities\u2019 requirements before applying.","breadcrumb":{"@id":"https:\/\/insurancepoland.pl\/en\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/insurancepoland.pl\/en\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/insurancepoland.pl\/en\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/#primaryimage","url":"https:\/\/insurancepoland.pl\/wp-content\/uploads\/2026\/06\/foto-3.webp","contentUrl":"https:\/\/insurancepoland.pl\/wp-content\/uploads\/2026\/06\/foto-3.webp","width":2528,"height":1696,"caption":"Ubezpieczenie do karty pobytu \u2013 suma i zakres"},{"@type":"BreadcrumbList","@id":"https:\/\/insurancepoland.pl\/en\/poradnik\/ubezpieczenia-zdrowotne\/ubezpieczenie-do-karty-pobytu-suma-i-zakres\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/insurancepoland.pl\/"},{"@type":"ListItem","position":2,"name":"Ubezpieczenie do karty pobytu \u2013 suma i zakres"}]},{"@type":"WebSite","@id":"https:\/\/insurancepoland.pl\/en\/#website","url":"https:\/\/insurancepoland.pl\/en\/","name":"Insurance Poland","description":"Foreigner's Medical Expenses Insurance KLC","publisher":{"@id":"https:\/\/insurancepoland.pl\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/insurancepoland.pl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/insurancepoland.pl\/en\/#organization","name":"Insurance Poland","url":"https:\/\/insurancepoland.pl\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/insurancepoland.pl\/en\/#\/schema\/logo\/image\/","url":"https:\/\/insurancepoland.pl\/wp-content\/uploads\/2025\/10\/cropped-logo.webp","contentUrl":"https:\/\/insurancepoland.pl\/wp-content\/uploads\/2025\/10\/cropped-logo.webp","width":244,"height":68,"caption":"Insurance Poland"},"image":{"@id":"https:\/\/insurancepoland.pl\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"]},{"@type":"Person","@id":"https:\/\/insurancepoland.pl\/en\/#\/schema\/person\/56888380fb863fb7b2d98de363f31701","name":"editor","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/insurancepoland.pl\/wp-content\/litespeed\/avatar\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793894308","url":"https:\/\/insurancepoland.pl\/wp-content\/litespeed\/avatar\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793894308","contentUrl":"https:\/\/insurancepoland.pl\/wp-content\/litespeed\/avatar\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793894308","caption":"redaktor"}}]}},"taxonomy_info":{"category":[{"value":16,"label":"Ubezpieczenia zdrowotne"}],"post_tag":[{"value":26,"label":"dokumenty do karty pobytu"},{"value":27,"label":"koszty leczenia cudzoziemca"},{"value":23,"label":"polisa do karty pobytu"},{"value":25,"label":"ubezpieczenie dla cudzoziemca"},{"value":29,"label":"ubezpieczenie zdrowotne"}]},"featured_image_src_large":["https:\/\/insurancepoland.pl\/wp-content\/uploads\/2026\/06\/foto-3-1024x687.webp",1024,687,true],"author_info":{"display_name":"redaktor","author_link":"https:\/\/insurancepoland.pl\/en\/author\/redaktor\/"},"comment_info":0,"category_info":[{"term_id":16,"name":"Ubezpieczenia zdrowotne","slug":"ubezpieczenia-zdrowotne","term_group":0,"term_taxonomy_id":16,"taxonomy":"category","description":"","parent":0,"count":6,"filter":"raw","cat_ID":16,"category_count":6,"category_description":"","cat_name":"Ubezpieczenia zdrowotne","category_nicename":"ubezpieczenia-zdrowotne","category_parent":0}],"tag_info":[{"term_id":26,"name":"dokumenty do karty pobytu","slug":"dokumenty-do-karty-pobytu","term_group":0,"term_taxonomy_id":26,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: dokumenty do karty pobytu, w tym \u201eIle musi trwa\u0107 polisa do karty pobytu? Najcz\u0119stsze b\u0142\u0119dy\u201d.","parent":0,"count":7,"filter":"raw"},{"term_id":27,"name":"koszty leczenia cudzoziemca","slug":"koszty-leczenia-cudzoziemca","term_group":0,"term_taxonomy_id":27,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: koszty leczenia cudzoziemca, w tym \u201eIle musi trwa\u0107 polisa do karty pobytu? Najcz\u0119stsze b\u0142\u0119dy\u201d.","parent":0,"count":21,"filter":"raw"},{"term_id":23,"name":"polisa do karty pobytu","slug":"polisa-do-karty-pobytu","term_group":0,"term_taxonomy_id":23,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: polisa do karty pobytu, w tym \u201eIle musi trwa\u0107 polisa do karty pobytu? Najcz\u0119stsze b\u0142\u0119dy\u201d.","parent":0,"count":8,"filter":"raw"},{"term_id":25,"name":"ubezpieczenie dla cudzoziemca","slug":"ubezpieczenie-dla-cudzoziemca","term_group":0,"term_taxonomy_id":25,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie dla cudzoziemca, w tym \u201eIle musi trwa\u0107 polisa do karty pobytu? Najcz\u0119stsze b\u0142\u0119dy\u201d.","parent":0,"count":28,"filter":"raw"},{"term_id":29,"name":"ubezpieczenie zdrowotne","slug":"ubezpieczenie-zdrowotne","term_group":0,"term_taxonomy_id":29,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie zdrowotne, w tym \u201eUmowa zlecenie a zdrowotne cudzoziemca\u201d.","parent":0,"count":29,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/insurancepoland.pl\/en\/wp-json\/wp\/v2\/posts\/3676","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurancepoland.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurancepoland.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurancepoland.pl\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/insurancepoland.pl\/en\/wp-json\/wp\/v2\/comments?post=3676"}],"version-history":[{"count":1,"href":"https:\/\/insurancepoland.pl\/en\/wp-json\/wp\/v2\/posts\/3676\/revisions"}],"predecessor-version":[{"id":3677,"href":"https:\/\/insurancepoland.pl\/en\/wp-json\/wp\/v2\/posts\/3676\/revisions\/3677"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurancepoland.pl\/en\/wp-json\/wp\/v2\/media\/3675"}],"wp:attachment":[{"href":"https:\/\/insurancepoland.pl\/en\/wp-json\/wp\/v2\/media?parent=3676"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurancepoland.pl\/en\/wp-json\/wp\/v2\/categories?post=3676"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurancepoland.pl\/en\/wp-json\/wp\/v2\/tags?post=3676"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}